Rondablog

28. 7. 2023
2 minutes of reading

5 advantages of financing with RONDA INVEST

Business loans are provided by banks and non-banking companies to start-up businesses, aiding freelancers and larger entrepreneurs in financing operational needs and investing in real estate or other types of assets. Meanwhile, entrepreneurs, like consumers, are facing the impact of the energy crisis and the war in Ukraine, along with the post-Cold War consequences, which are leading to inflation and high interest rates. As a result, lower credit uptake is currently hindering the long-term performance of the economy as a whole.

5 advantages of financing with RONDA INVEST Reading Time: 2 minutes

If you are not comfortable with the extensive administrative requirements of banks, there’s no reason to give up on your business plans. There are alternative avenues for taking out a loan that can solve many of the problems keeping you up at night. Non-bank loans offer numerous advantages.

  1. Ease and reliability

We value your time and take pride in building mutual trust. Our commitment is to foster mutually beneficial cooperation, leading to long-term partnerships. This cooperation is, of course, dependent on a personal approach. We are happy to adapt to the real needs and possibilities of our clients, ensuring that your business plans can flourish effectively, and the loan can help your business grow. Moreover, the entire process is made even easier when you apply for any additional loan with us.

  1. Speed and flexibility

Compared to banks, we save you the hassle of unnecessary paperwork. We strike to handle as much as possible online if it is more convenient for the borrower. We act promptly and endeavor to simplify the entire process. While we do consider certain criteria that our risk managers carefully check for each loan applicant, we recognize that time is money, and our priority is to provide our clients with the necessary funds to implement their business plans as quickly as possible. That is why we offer loans, often within 14 days of application.

  1. Tailor-made care

We take the utmost care in each case to ensure mutual satisfaction and provide our clients with the necessary resources. Whether you are seeking a development, operating, investment, or any other type of loan, our team of legal specialists can efficiently handle complex real estate and financing issues, surpassing traditional banks. With the assistance of American Mortgage, RONDA INVEST can facilitate residential and commercial projects or financing for tangible and intangible assets. Our motto is simple: “Nothing is impossible.”

  1. Freedom of use

Specializing in real estate financing for purchase, construction, or renovation, we comprehend real estate intricacies and strive to meet the loan needs of both current and future property owners. The P2B platform RONDA INVEST can provide loans ranging from CZK 2 to 100 million. An added advantage of our loans is the freedom to utilize the funds as needed. We strictly lend money against the collateral of the property, providing security and confidence.

  1. Multi-purpose loan lines

We do not blacklist any purpose for taking out a loan. With due diligence, we consider every relevant application, regardless of the client’s industry. Our preference lies in developmental activities, as we prioritize our clients’ prosperity to ensure they continue to benefit from the granted loan. Additionally, our clients can address multiple purposes within a single line of loan, including operating financing, refinancing of more expensive loans, non-purpose funds for a business reserve, and more.

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Kateřina Hájková
Author:
Nikola Spurná
Marketing Manager

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Secured investments

Residential building
Yield p.a.
8,68 %

Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.

p.a. stands for per annum, meaning the yield calculated on an annual basis.

Example:

You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.

Maturity
16 months

Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.

After this date, we will transfer to your account, along with the final yield, the original invested amount as well.

This investment has a maturity 30. 9. 2025.

Min. investment
10 000 Kč

Minimum investment specifies the lowest possible amount that can be invested in the project.

LTV
24,10 %

LTV = Loan to Value
(in translation, “loan to value”)

LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.

Calculation of LTV = loan amount / estimated market value × 100

(2nd phase)
Residential building
Jablonec nad Nisou
PREMIUM
Family houses
Yield p.a.
9 %

Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.

p.a. stands for per annum, meaning the yield calculated on an annual basis.

Example:

You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.

Maturity
35 months

Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.

After this date, we will transfer to your account, along with the final yield, the original invested amount as well.

This investment has a maturity 30. 4. 2027.

Min. investment
100 000 Kč

Minimum investment specifies the lowest possible amount that can be invested in the project.

LTV
57,77 %

LTV = Loan to Value
(in translation, “loan to value”)

LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.

Calculation of LTV = loan amount / estimated market value × 100

(2nd phase)
Family houses
Prague - Kolovraty
EUROVÁ INVESTICE
Land
Yield p.a.
7,5 %

Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.

p.a. stands for per annum, meaning the yield calculated on an annual basis.

Example:

You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.

Maturity
26 months

Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.

After this date, we will transfer to your account, along with the final yield, the original invested amount as well.

This investment has a maturity 31. 7. 2026.

Min. investment
50 €

Minimum investment specifies the lowest possible amount that can be invested in the project.

LTV
43,73 %

LTV = Loan to Value
(in translation, “loan to value”)

LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.

Calculation of LTV = loan amount / estimated market value × 100

(4th phase)
Land
Nitra (Mlynarce)
CALCULATOR
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.