Successfully
invested
Invest in a secured loan
Land (5th phase)
Jesenice
Yield p.a.
8,6256 %
Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.
p.a. stands for per annum, meaning the yield calculated on an annual basis.
Example:
You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.
Maturity
15 months
Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.
After this date, we will transfer to your account, along with the final yield, the original invested amount as well.
This investment has a maturity 31. 5. 2025.
Min. investment
1 000 Kč
Minimum investment specifies the lowest possible amount that can be invested in the project.
LTV
48,72 %
LTV = Loan to Value
(in translation, “loan to value”)
LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.
Calculation of LTV = loan amount / estimated market value × 100
Investment is no longer available
Yield p.a.
8,6256 %
Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.
p.a. stands for per annum, meaning the yield calculated on an annual basis.
Example:
You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.
Maturity
15 months
Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.
After this date, we will transfer to your account, along with the final yield, the original invested amount as well.
Tato investice má splatnost 31. 5. 2025.
Min. investment
1 000 Kč
Minimum investment specifies the lowest possible amount that can be invested in the project.
LTV
48,72 %
LTV = Loan to Value
(in translation, “loan to value”)
LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.
Calculation of LTV = loan amount / estimated market value × 100
(5th phase)
LandJesenice
Get to know the project
Reading Time: < 1 minuteThe loan was granted to a Czech company to free up its own funds, which the client used to purchase building land in the Prague-East district. By extending the loan, it was granted for an additional credit period. The borrower’s group company utilized the funds to acquire properties in Prague 10 with the intention of developing and subsequently selling them.
The loan is repaid from the income generated by the borrower and their group of companies through real estate activities and property development, primarily in the capital city of Prague. The borrower and their group of companies have additional sources of income from the rental of real estate assets. This marks the third loan granted to the debtor, and the preceding two loans have been duly and timely repaid.
Description of real estate collateral
01
Building land in Jesenice
Collateral values
51 500 000 Kč
- The land area is 8,529 m2, and according to the zoning plan, the land is designated as an area SC – Functionally Mixed (Central) Zone, with the possibility of using it for the construction of family houses or multifunctional buildings. A study for the construction of 11 family houses with 2 to 3 large apartments ranging from 4+kk to 6+kk layouts has been prepared for the land.
- Lien in the 1st order
- Value of the property as of the date: CZK 51,500,000 as of November 9, 2020.
02
Condominium villa in Vinohrady
Collateral values
75 000 000 Kč
- Basic property description: The surrounding development consists of similar villas and family houses built around 1930. Within walking distance, there are shops and the FLORA center. The attractiveness of the location is attributed to its proximity and easy accessibility to the center of Prague, as well as the good infrastructure in the vicinity. There is parking space for approximately 7 cars on the property next to the house.
- Lien in the 3rd order
- Value of the property as of the date: The value of the villa based on the assessment by an independent appraiser as of September 22 2022, is CZK 75,000,000. The outstanding principal balance of two loans secured by the first and second mortgages as of December 1 2023, amounts to CZK 29,131,511.50.
- LTV taking into account previously provided financing related to collateral items: 48.72%.
INFORMATION ABOUT THE
LOAN AND THE BORROWER
INFORMATION ABOUT THE
LOAN AND THE BORROWER
Repayment frequency of principal:
on the final maturity date of the loan
Repayment frequency of interest:
monthly
Amount from the total loan amount offered for participation:
CZK 4,500,000
Repayment ethics:
seamless
all previous instalments duly paid
Number of guarantors/co-debtors:
2
Legal form:
Czech company
Amount of the provided loan:
CZK 32,500,000
Repayment sources:
real estate activity and property development
Purpose of utilization:
non-purpose funds earmarked for the business development of the client's group of companies
Numerical designation of the loan
119
INFORMATION
ABOUT COLLATERAL
INFORMATION
ABOUT COLLATERAL
Total collateral value:
CZK 126,500,000
Primary collateral:
building land in Jesenice and rental villa in Vinohrady
Location:
Jesenice
LTV
48.72%
LTV is taking into account previously provided financing related to collateral items
Notářský zápis:
YES
How it works?
FAQ
How and when are the returns and original invested funds paid out?
Reading Time: < 1 minute
The returns are stated in percentage p.a., i.e. in the total annual percentage amount. However, you will receive a significant portion of the income from RONDA IVNEST into your account every month.
Along with registration with RONDA INVEST, an account with PAYMONT is automatically created for you, which will serve as your investor account linked to the platform. At the same time, we will credit you with income and return the invested amount to this account, and you can make financial transactions and transfers wherever you need from it and to it.
The original investment is always returned at the latest at the end of the loan maturity. The maturity of the loan is indicated in the description of each participation. In exceptional cases, it may happen that we return the investment to you a little earlier before the due date, when the credit client repays his debt early.
And in the case of, for example, developer loans, we return part of the principal already during the investment.
What if I want to invest in both CZK and EUR?
Reading Time: < 1 minute
You can choose projects depending on whether you want to invest in Czech crowns or euros.
Both are possible, and thanks to the PAYMONT account it is also very simple, you can easily and profitably exchange one currency for another.
Current exchange rates are always at hand, visible in Internet banking.
What does PAYMONT do and what is it for?
Reading Time: < 1 minute
Founded in 2020, PAYMONT UAB is an electronic money institution regulated by the National Bank of Lithuania with license No. 80, which allows offering comprehensive payment services throughout the EU.
The PAYMONT account is multi-currency, allows for immediate currency exchange without hidden fees, SEPA and SWIFT payments, and is accessible online in the form of internet banking.
We will set up an account with PAYMONT for everyone together with registration with RONDA INVEST, and it serves as an account for the payment of income and the return of the invested amount from the agreed participations. It is connected to the RONDA INVEST platform, so that in the event of an investment agreement, your funds are automatically collected from it and your participation is activated. At the same time, you can carry out financial transactions and transfers to any other account to and from it.
Keeping an account is free, as are most services. Some services are charged small amounts, as indicated in the price list.
Current offers
Yield p.a.
Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.
p.a. stands for per annum, meaning the yield calculated on an annual basis.
Example:
You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.
8,68 %
Maturity
Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.
After this date, we will transfer to your account, along with the final yield, the original invested amount as well.
This investment has a maturity 30. 9. 2025.
16 months
Min. investment
Minimum investment specifies the lowest possible amount that can be invested in the project.
10 000 CZK
LTV
LTV = Loan to Value
(in translation, “loan to value”)
LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.
Calculation of LTV = loan amount / estimated market value × 100
24,10 %
(2nd phase)
Residential building
Jablonec nad Nisou
PREMIUM
Yield p.a.
Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.
p.a. stands for per annum, meaning the yield calculated on an annual basis.
Example:
You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.
9 %
Maturity
Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.
After this date, we will transfer to your account, along with the final yield, the original invested amount as well.
This investment has a maturity 30. 4. 2027.
35 months
Min. investment
Minimum investment specifies the lowest possible amount that can be invested in the project.
100 000 CZK
LTV
LTV = Loan to Value
(in translation, “loan to value”)
LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.
Calculation of LTV = loan amount / estimated market value × 100
57,77 %
(2nd phase)
Family houses
Prague - Kolovraty
EUR INVESTMENT
Yield p.a.
Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.
p.a. stands for per annum, meaning the yield calculated on an annual basis.
Example:
You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.
7,5 %
Maturity
Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.
After this date, we will transfer to your account, along with the final yield, the original invested amount as well.
This investment has a maturity 31. 7. 2026.
26 months
Min. investment
Minimum investment specifies the lowest possible amount that can be invested in the project.
50 €
LTV
LTV = Loan to Value
(in translation, “loan to value”)
LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.
Calculation of LTV = loan amount / estimated market value × 100
43,73 %
(4th phase)
Land
Nitra (Mlynarce)