cz arrow
  • arrow
  • arrow
Start investing
phone Free
helpline
Residential Unit in Prague – Hostivař
icon Special Offer
Invest in a secured loan

Residential Unit in Prague – Hostivař (1st Phase)

marker

Prague – Hostivař

Yield

6.75% p.a.
info

The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 2,800,000

Maturity

12 months
info

The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

63.64%
info

LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Start investing

Get to know the project


This is a repeat transaction with a client who has been meeting his repayment obligations properly. The financing was provided for a further loan period and follows on from the original loan used for previously completed acquisition activities. The sources of repayment are income from property rentals and economic consulting services related to state and European subsidies. The client provides advisory services to municipalities, towns and smaller companies and, in cooperation with non-profit organisations, also carries out social housing projects. The collateral consists of a 2+kk residential unit with a floor area of 42.10 m² in Prague–Hostivař, located on the fifth floor of a panel apartment building with a lift.

Description of Real Estate Collateral

01

Residential Unit in Prague – Hostivař

Collateral value CZK 4,400,000

arrow
  • Basic property description: A 2+kk residential unit with a floor area of 42.10 m² is located on the fifth floor of a panel apartment building with a lift. The apartment is in good condition and has previously undergone renovation of the bathroom and living areas, including replacement of floor coverings, internal doors and door frames. The apartment building has been gradually revitalised, including the installation of plastic windows, modernisation of the common areas and installation of a new lift. Parking is available in front of the building on paved roads or in the adjacent car park.
  • Property value as of the valuation date: CZK 4,400,000, based on a valuation dated 26 August 2022.
  • First-ranking lien.
  • Location and surroundings: Prague–Hostivař is an established urban district in the southeastern part of Prague, offering good accessibility to the city centre and other parts of the capital. The area provides a wide range of civic amenities, including schools, shops, healthcare services, restaurants and sports facilities. A key advantage is good access to public transport and major road routes. Popular leisure destinations include the Hostivař Reservoir and the adjoining forest park, which offer opportunities for walking, cycling and sports. Hostivař therefore combines urban infrastructure with ample greenery and opportunities for everyday relaxation.
  • Technical condition of the property: The apartment has undergone partial renovation and is in good condition.
tie

INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
monthly
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 2,800,000
Volume from the total loan amount offered for participation
CZK 2,665,250
Repayment sources:
Consulting services related to EU funds and own projects
Purpose of utilization:
Purchase of land plots
Numerical designation of the loan
195
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 4,400,000
Total collateral value:
Bytová jednotka Praha - Hostivař
Location:
Prague – Hostivař
Notarial record:
YES
LTV
63.64 %

LTV = Loan to Value

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Photogallery