Apartment Building – Roudnice nad Labem
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Invest in a secured loan

Apartment Building – Roudnice nad Labem (8th phase)

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Roudnice nad Labem

Yield

6.8824% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 26,800,000

Maturity

18 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

61.14%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


The client is an experienced developer specialising in the renovation of apartment buildings in smaller towns, including Hořovice, Příbram and Prostějov. His aim is to create modern and affordable housing with an emphasis on technological innovation, a high level of user comfort and efficient use of space. The collateral is an apartment building nearing completion, located in the wider centre of Roudnice nad Labem. Once completed, it will offer 14 smaller residential units with layouts ranging from 1+kk to 2+kk. The client originally planned to build a further eight apartments in the rear part of the property, but subsequently abandoned this plan. To improve the comfort of future residents, eight garages and eight outdoor parking spaces are being created instead. Final works are currently underway and the sale of the residential units is commencing. Of the total credit facility, the client has drawn down CZK 25,500,000 to date.

Description of Real Estate Collateral

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Apartment Building – Roudnice nad Labem

Collateral value CZK 41,710,000

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  • Basic property description: An apartment building with two above-ground floors, a residential attic, and a partial basement. The building, originally constructed in 1900, is undergoing a complete renovation and, upon completion, will offer 14 residential units, 8 garage spaces, and 8 additional parking spaces.

  • Property value as of date: CZK 41,710,000 (valuation dated March 31, 2026)

  • Lien position: First-ranking mortgage lien

  • Location and surroundings: Roudnice nad Labem is a smaller town within commuting distance of Prague, with direct train connections and access to the D8 motorway.

  • Technical condition of the property: The property is in the final stage of renovation. Once completed, it will offer 14 small residential units with a total usable floor area of 425 m².
     
     

     
     
     

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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
3
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 26,800,000
Volume from the total loan amount offered for participation
CZK 2,500,000
Repayment sources:
rental income from real estate
Purpose of utilization:
refinancing of the loan and completion of the residential building renovation
Numerical designation of the loan
307
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COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 41,710,000
Total collateral value:
apartment Building – Roudnice nad Labem
Location:
Roudnice nad Labem
Notarial record:
YES
LTV
* The LTV may change with the drawdown of additional tranches.
* LTV includes loans already provided and further financing granted to the group, including its additional collateral.
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.