Building Plots in Mrač - Central Bohemian Region
Invest in a secured loan

Building Plots in Mrač - Central Bohemian Region (4th Phase)

marker

Mrač

Yield

7.25% p.a.
info

The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 14,500,000

Maturity

21 months
info

The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

35.69%
info

LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


This is a repeat transaction with a client who has successfully completed several projects, particularly in Prague, for example in the Smíchov area. The project involves additional financing for the construction of modern houses in the municipality of Mrač near Benešov, designed with an emphasis on timeless architecture, a high standard of workmanship and comfortable year-round use. Prior to the loan being provided, the client financed the project from his own funds. A total of six villas are being developed as part of the project. The client has already attracted the first buyers. One villa has already been sold and is currently being completed to the buyer’s specifications. The project places emphasis on efficient operation, long-term sustainability and low future operating costs. Construction works are progressing, with one villa nearing completion and the others at various stages of construction. The loan will be drawn down gradually in tranches based on the stage of completion and progress of the construction works. The total amount currently drawn down in tranches is CZK 10,500,000.

Description of Real Estate Collateral

01

Family homes in Mrač

Collateral value CZK 30,148,663

arrow
  • Basic property description: The collateral consists of a set of building plots designated for the construction of six houses classified for recreational use. One house has already been sold to an end buyer, another is nearing completion, and the remaining houses are at various stages of construction. A total of six modern houses will be developed as part of the project.

  • Property value as of date: CZK 30,148,663, based on a valuation dated 14 August 2026.

  • Lien: First-ranking mortgage

  • Location and surroundings: Mrač is a peaceful village in the Benešov District, offering a pleasant living environment surrounded by nature while maintaining excellent accessibility to Prague. Its proximity to the I/3 road and the Prague–Benešov railway line makes it an ideal location for daily commuting. The surrounding Posázaví region is renowned for its scenic landscape, with numerous hiking and cycling trails providing ample opportunities for outdoor recreation. The nearby town of Benešov offers a full range of amenities, including schools, healthcare facilities, shops, and services. The area's appeal is further enhanced by its proximity to the historic Konopiště Castle and other popular leisure destinations. 

  • Technical condition of the property: Construction of six houses was originally commenced on the plots. One house has already been sold to an end buyer, while another is nearing completion. The average stage of completion of the remaining houses is approximately 37 %.

02

Residential unit – Prague, Smíchov

Collateral value CZK 25,000,000

arrow
  • Property Overview: Modern apartment unit with a 4+kk layout, located on the fifth floor of a residential building completed approximately in 2014. The apartment offers a comfortable layout with four living rooms, two bathrooms, and sufficient storage space in the form of two storage rooms. It also includes a parking space, which increases the property's utility value and attractiveness. Owing to its standard, age, and layout, the apartment represents a high-quality residential asset with long-term stable value and good liquidity in the real estate market.
  • Property Value: CZK 25,000,000 – internal valuation as of 24 March 2026.
  • Second-ranking mortgage lien (all prior-ranking mortgage liens are held in favour of Ronda Invest a.s.).
  • Location and Surroundings: Smíchov is one of Prague's most sought-after districts and offers an ideal combination of urban living and abundant green spaces. The location benefits from excellent transport accessibility thanks to the metro, trams, railway connections, and quick access to the city ring road. The surrounding area offers complete civic amenities, including shops, restaurants, cafés, schools, healthcare facilities, and cultural institutions. Nearby parks, the Vltava riverfront, and Petřín Hill provide pleasant opportunities for relaxation and sports. Smíchov is a dynamically developing district that represents an attractive location for comfortable living as well as a long-term investment.
  • Technical Condition: Modern residential building completed around 2014
tie

INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
2
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 14,500,000
Volume from the total loan amount offered for participation
CZK 3,350,000
Repayment sources:
sales of newly built homes
Purpose of utilization:
construction of a modern recreational propertyes
Numerical designation of the loan
438
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 55,148,663
Total collateral value:
family Houses in Mrač
Location:
Mrač
Notarial record:
YES
LTV
The LTV takes into account previously granted loans. As additional tranches are disbursed, the LTV may change.
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.