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Building Plots in Jirkov – Ústí nad Labem Region
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Invest in a secured loan

Building Plots in Jirkov – Ústí nad Labem Region (1st Phase)

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Jirkov (Chomutov)

Yield

7.75% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 17,000,000

Maturity

36 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

57.57%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

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Get to know the project


The client has long been active in the fields of financial, tax and economic advisory services and is also engaged in construction activities. His business partner operates in the field of heating technology. The purpose of the loan is to finance the completion of two triplex houses, comprising a total of six family houses, in a location on the outskirts of Jirkov. Construction has already commenced and work is currently underway on the first above-ground floor. The foundations have been completed, and a significant portion of the required construction materials has already been purchased or ordered. The client financed the acquisition of the land and the initial construction works from his own funds. The project is designed as the phased construction of modern family houses. In addition to the six houses currently under development, the client has also prepared land for the construction of a further six family houses. Subsequent phases are planned to be launched gradually in line with current demand, in order to avoid placing a larger number of properties on the local market at the same time. The loan will be drawn down gradually in several tranches in line with the progress and individual stages of construction. The currently drawn tranche amounts to CZK 5,000,000.

Description of Real Estate Collateral

01

Building Plots in Jirkov

Collateral value CZK 7,146,400

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  • Basic property description: Land plots in Jirkov with a total area of 4,942 m², intended for the construction of four triplex houses. Construction of the first two triplex houses is currently underway. Each house will be divided into three separate residential units, creating a total of six units. The units will be offered in 3+kk and 4+kk layouts, and each unit will include a private garden and two parking spaces. Chomutov is approximately 10 minutes away by car or 5 minutes by train and offers a full range of civic amenities.
  • Property value as of the valuation date: CZK 7,146,400.00, based on a valuation dated 24 October 2025.
  • First-ranking lien.
  • Location and surroundings: Jirkov is a town in the Chomutov District offering a full range of civic amenities and good accessibility to nearby towns. The town provides schools, nursery schools, shops, healthcare facilities, and opportunities for sports and cultural activities. A key advantage is the quick connection to Chomutov, which is only a few minutes away by car. The surroundings of Jirkov also offer ample greenery and opportunities for leisure activities, including in the nearby Ore Mountains. The location is suitable both for owner-occupied housing and for long-term property rental.
  • Technical condition of the property: Two triplex houses are currently under construction. The foundation slabs have been completed and construction of the first above-ground floor is in progress.
02

Residential Unit in Bílina

Collateral value CZK 1,539,000

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  • Basic property description: A residential unit with a usable floor area of approximately 54 m², located in an apartment building in Bílina, approximately 15 minutes by car from Most. The apartment building has undergone renovation, and the unit itself is situated on an upper floor.
  • Property value as of the valuation date: CZK 1,539,000, determined by an internal assessment.
  • First-ranking lien.
  • Location and surroundings: Bílina is located in the Ústí nad Labem Region, in the foothills of the České středohoří uplands, approximately 12 km from Teplice. The town offers a full range of civic amenities, including schools, shops, healthcare facilities and sports facilities. A key advantage is the good transport connection to Teplice, Most and other towns in the region. The surrounding area also offers opportunities for leisure activities and trips into nature, for example towards the České středohoří. The location therefore provides affordable housing with the necessary infrastructure and good regional accessibility.
  • Technical condition of the property: Renovated.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
5
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 17,000,000
Volume from the total loan amount offered for participation
CZK 5,000,000
Repayment sources:
Income from consulting and construction activities, the sale of residential units.
Purpose of utilization:
financing the construction of two triplex houses
Numerical designation of the loan
447
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 8,685,400
Total collateral value:
Building Plots in Jirkov
Location:
Jirkov (Chomutov)
Notarial record:
YES

Photogallery

kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK
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The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.