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Residential unit – Prague, Smíchov II.
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Invest in a secured loan

Residential unit – Prague, Smíchov II. (1st Phase)

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Prague - Smíchov

Yield

7% p.a.
info

The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 3,180,000

Maturity

24 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

30.81%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

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Get to know the project


This is a repeat collaboration with a client, who is an experienced property developer and has completed the construction of apartment buildings and family houses in several prestigious locations for high-net-worth clients. For example, the client has completed the construction of apartment units in Prague's Smíchov district and is currently developing a family housing project in the Central Bohemian Region. Previous projects were financed from the client's own resources. The loan provided will be used to support the development of the client's business and accelerate the completion of ongoing projects. As collateral, the client has pledged an apartment unit from a completed project in Prague's Smíchov district, within walking distance of the Vltava riverbank. The apartment is located in a residential building completed in 2014, situated on the fifth floor, and has a total floor area of 195.5 m². The layout comprises four rooms, two bathrooms, two storage rooms, a balcony, and a loggia. The apartment also includes a parking space.

Description of Real Estate Collateral

01

Residential unit – Prague, Smíchov

Collateral value CZK 25,000,000

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  • Basic description of the property: A large apartment unit in Prague – Smíchov with a total floor area of 195 m², comprising four rooms, located on the fifth floor of a newly built residential building.
  • Property value as of the valuation date: CZK 25,000,000 – internal valuation dated 24 March 2026.
  • Third-ranking mortgage lien (prior-ranking mortgage liens are held in favour of Ronda Invest a.s.).
  • Location and surroundings: Prague – Smíchov (near the Anděl metro station) is a dynamic and rapidly developing area with excellent access to the city centre. It offers complete civic amenities, including shops, restaurants, schools, and healthcare facilities. A major advantage is the proximity of green spaces, such as parks and the Vltava riverfront, which provide opportunities for relaxation and sports. The location is ideal both for owner-occupancy and as an investment due to the high demand for rental properties.
  • Technical condition of the property: Apartment in a residential building completed in 2014, in excellent condition.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
In one lump sum on the final maturity date of the loan
Repayment frequency of interest:
Monthly
Repayment ethics:
Seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
Czech company (without negative information)
Amount of the provided loan:
CZK 3,180,000
Volume from the total loan amount offered for participation
CZK 3,180,000
Repayment sources:
Property leasing and house sales
Purpose of utilization:
Business development
Numerical designation of the loan
440
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 25,000,000
Total collateral value:
Apartment unit – Prague, Smíchov
Location:
Prague - Smíchov
Notarial record:
YES
LTV
The LTV reflects previously provided loans and the additional collateral securing those loans.

Photogallery

kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK
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The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.