Apartment Unit in Hostinné – Hradec Králové Region
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Apartment Unit in Hostinné – Hradec Králové Region (1st Phase)

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Hostinné - Královéhradecký kraj

Yield

7.25% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 2,100,000

Maturity

33 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

70%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


The borrower is a Czech company that has been active in real estate development for more than 10 years. Since 2007, it has also served as the exclusive representative of a German company in the Czech and Slovak markets. The German company specializes in the development, manufacture, and distribution of high-quality products for maintenance, repair, and industrial production. The purpose of the loan is to finance the acquisition and subsequent refurbishment of an apartment unit located in Hostinné near Pilníkov, with the intention of generating rental income. As collateral for the loan, the borrower has pledged the apartment unit in question, a 2+1 layout apartment situated on the 5th floor of a brick residential building constructed in 1968. The apartment underwent a partial renovation in 2025 and has a total floor area of 56.31 m². The collateral may be replaced during the term of the loan with alternative security of equivalent value.

Description of Real Estate Collateral

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Apartment Unit in Hostinné – Hradec Králové Region

Collateral value CZK 3,000,000

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  • Basic property description: A 2+1 apartment unit with a total floor area of 56.31 m², which has undergone a partial renovation. The apartment is located in a brick residential building constructed in 1968, which underwent a complete revitalization in 2025. The unit is situated on the 5th floor of a building with an elevator. The layout comprises a living room, a separate bedroom, a kitchen, a hallway, a bathroom, and a separate toilet. The apartment also includes a balcony and a storage cellar, providing ample storage space.

  • Property value as of: CZK 3,000,000.00, valuation dated 18 March 2026

  • First-ranking mortgage lien

  • Location and surroundings: The town of Hostinné is located in the Hradec Králové Region, within the Trutnov District, in the picturesque foothills of the Krkonoše Mountains at the confluence of the Elbe River and the Čistá Stream. It has approximately 4,000 inhabitants and, thanks to its location, offers peaceful living with excellent access to nature and mountain resorts in the Krkonoše Mountains. It is one of the oldest towns in the region, with a history dating back to the 13th century, while its historic center is protected as a cultural heritage site. The area is particularly attractive for hiking, cycling, and winter sports enthusiasts due to its proximity to the mountains and the extensive network of trails in the surrounding area. Hostinné also offers essential civic amenities, including schools, healthcare services, shops, and cultural facilities, making it a pleasant place for both everyday living and recreation.

  • Technical condition of the property: Partial interior renovation of the apartment unit carried out in 2019, including upgrades to utility systems, electrical wiring, water supply and drainage systems, flooring, kitchen cabinetry with appliances, bathroom, toilet, wall tiling, and sanitary fixtures.

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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
Monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
Czech company (without negative information)
Amount of the provided loan:
CZK 2,100,000
Volume from the total loan amount offered for participation
CZK 2,100,000
Repayment sources:
Sale and Rental of Real Estate
Purpose of utilization:
Purchase and Refurbishment of a Residential Apartment Unit
Numerical designation of the loan
419
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COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 3,000,000
Total collateral value:
Apartment Unit in Hostinné – Hradec Králové Region * The collateral may be replaced during the term of the loan with alternative security of equivalent value.
Location:
Hostinné - Královéhradecký kraj
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.