Family house - Melnik
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Invest in a secured loan

Family house - Melnik (3rd phase)
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Pardubice

Yield

7.08% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 1,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

24 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

66.31%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


The client focuses primarily on real estate trading, leasing, and property management. He has extensive experience in the field – he was involved in the establishment of a company that managed more than 550 apartments. His past activities span a wide range of properties, from small residential units to large-scale apartment complexes and rental buildings. The loan is secured by an end-terrace, partially basement, masonry family house with a gabled and partially shed roof. The property includes a workshop, summer kitchen, henhouses and pigsties, as well as paved areas, fencing, and landscaped grounds. Two residential units with a total area of approximately 89 m² have already been renovated within the building. The total land area is 831 m², of which 553 m² is designated for further development.

Description of the collateral property

Family house in Melnik
  • Basic property description: The property is an end-of-terrace family house with two currently undefined residential units. The first unit has a total floor area of 40.32 m² including facilities, while the second unit measures 48.47 m². The reconstruction of both residential units has already been completed. The total area of the plots designated for the construction of two to three additional residential units amounts to 553 m².
  • Lien in the 2nd order (with senior liens in favor of Ronda Invest a.s.)
  • Value of the property as of the date: CZK 11,310,000, September 10, 2025.
  • Location and surroundings: Mělník offers excellent civic amenities, including schools, kindergartens, healthcare facilities, and a wide range of services. At the same time, it provides outstanding transport accessibility thanks to direct connections to the road network, as well as regular bus and train links to Prague and surrounding areas.
  • Technical condition of the property: The property is connected to the public water supply, sewerage system, electricity distribution network, gas pipeline, and data lines. The building has undergone partial renovation.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 2,000,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 2,000,000
Repayment sources:
business activity, sale of residential units
Purpose of utilization:
renovation of a family house
Numerical designation of the loan
347
home

INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
CZK 11,310,000
Total collateral value:
Family house in Melnik
Location:
Pardubice
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.