The client focuses primarily on real estate trading, leasing, and property management. He has extensive experience in the field – he was involved in the establishment of a company that managed more than 550 apartments. His past activities span a wide range of properties, from small residential units to large-scale apartment complexes and rental buildings.
The loan is secured by an end-terrace, partially basement, masonry family house with a gabled and partially shed roof. The property includes a workshop, summer kitchen, henhouses and pigsties, as well as paved areas, fencing, and landscaped grounds.
Two residential units with a total area of approximately 89 m² have already been renovated within the building. The total land area is 831 m², of which 553 m² is designated for further development.
Description of the collateral property
Family house in Melnik
- Basic property description: The property is an end-of-terrace family house with two currently undefined residential units. The first unit has a total floor area of 40.32 m² including facilities, while the second unit measures 48.47 m². The reconstruction of both residential units has already been completed. The total area of the plots designated for the construction of two to three additional residential units amounts to 553 m².
- Lien in the 2nd order (with senior liens in favor of Ronda Invest a.s.)
- Value of the property as of the date: CZK 11,310,000, September 10, 2025.
- Location and surroundings: Mělník offers excellent civic amenities, including schools, kindergartens, healthcare facilities, and a wide range of services. At the same time, it provides outstanding transport accessibility thanks to direct connections to the road network, as well as regular bus and train links to Prague and surrounding areas.
- Technical condition of the property: The property is connected to the public water supply, sewerage system, electricity distribution network, gas pipeline, and data lines. The building has undergone partial renovation.
Description of Real Estate Collateral
- Basic description of the property: The property is a former art school building in Kladno. After reconstruction, it will comprise a total of 8 residential units with a combined usable area of 653 m².
- Lien in the 1st order.
- Value of the property as of date: CZK 14,175,000.00, October 02, 2025
- Location and surroundings: Kladno is an attractive location due to its proximity to Prague, excellent transport accessibility, and comprehensive civic amenities, making it a sought-after area for both living and investment.
- Technical condition of the property: The building is situated on a sloping site — on one side it is embedded approximately two-thirds below ground level, and on the other side about halfway. The property has a basement, a ground floor, and one upper floor, with the potential for an attic conversion. The building is designated for complete reconstruction and redevelopment.