This financing is for an extension of the loan term. The loan was originally provided for acquisition activities, which have since been completed. Repayment sources come from rental income from real estate and economic consulting related to government and EU grants. The borrower’s consulting clients include municipalities, cities, and smaller businesses. In collaboration with nonprofit organizations, the client also undertakes social housing projects. The collateral is a partially renovated 2-room apartment in Prague Hostivar.
Description of real estate collateral:
An apartment unit in Prague - Hostivar
- Basic property description: The apartment unit is located on the 5th floor, with an area of 42.10 m². The layout is 2+kk (2 rooms with a kitchenette).
- Lien in the 1st order
- Property value as of August 26, 2022: CZK 4,400,000.
- Location and surroundings: Prague - Hostivar.
- Technical condition of the property: The apartment unit in a panel residential building is in good condition. Renovations have been done in the past, including updates to the bathroom and living rooms, replacement of flooring, and installation of new interior doors and frames. The residential building has also undergone continuous revitalization, with new plastic windows installed, common areas modernized, and a new elevator added.
Description of Real Estate Collateral
- Basic property description: The collateral consists of two plots of land in Řevnice with a total area of 1,561 m², designated for the construction of two detached family houses based on a valid zoning decision.
- Property value as of the valuation date: CZK 18,600,000, based on a valuation dated 22 July 2024.
- First-ranking lien.
- Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
- Technical condition of the property: The plots are designated for the construction of two detached family houses based on a valid zoning decision.
- Basic property description: The collateral consists of fully serviced land plots with access roads, water connections, electricity and a sewerage system.
- Property value as of the valuation date: CZK 105,552,860.00, based on a valuation dated 4 November 2024.
- Second-ranking lien (the prior-ranking liens are held in favour of Ronda Invest a.s.).
- Location and surroundings: Hodyně u Skuhrova is a peaceful village in the Beroun District, approximately 5 km southwest of Řevnice. It is situated in an attractive natural area on the border of the Bohemian Karst and the Brdy Highlands, offering a wide range of opportunities for hiking, cycling and everyday relaxation in nature. The surrounding area features several popular destinations, including Karlštejn Castle, the Koněprusy Caves and the Amerika quarries. The location retains a pleasant rural character while also providing access to civic amenities in nearby villages and towns. Hodyně is therefore a suitable choice for those seeking peaceful living close to nature with reasonable accessibility to Beroun and Prague.
- Technical condition of the property: The land plots have received final approval, and the client holds a valid building permit for the construction of family houses, including utility connections and access roads.
- Basic property description: This is a newly built family house in Řevnice with a 4+kk layout, situated on a 600 m² plot. The house comprises one basement level and one above-ground floor.
- Property value as of the valuation date: CZK 19,890,000, based on a valuation dated 31 January 2025.
- First-ranking lien.
- Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
- Technical condition of the property: The property is in the final stage of interior completion. A winter garden and sauna remain to be completed; otherwise, the house is fully finished and has received final occupancy approval.
- Basic property description: A family house in Řevnice resembling a duplex apartment, with a 4+kk layout.
Property value as of the valuation date: CZK 15,000,000, based on a valuation dated 31 January 2025. - First-ranking lien.
- Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
- Technical condition of the property: The house has a usable floor area of 176 m². The property also includes a cellar, a terrace, a 211 m² garden and two parking spaces.
Special Offer
CALCULATOR
