Description of Real Estate Collateral
- Basic property description: The property is a family house in Hořovice acquired by the client through a public state auction and currently undergoing renovation. As part of the works, unsuitable structures were removed, including the original single-storey garage located at the rear north-western part of the house. A new single-storey masonry extension with the same height arrangement was constructed on the footprint of the former garage. This extension will form part of a 3+kk residential unit on the first above-ground floor. Its flat roof will serve as a terrace for a 3+kk residential unit on the second above-ground floor.
- Property value as of the valuation date: CZK 13,011,833 based on a valuation dated 22 October 2026.
- First-ranking lien.
- Location and surroundings: Hořovice is a modern town with a full range of civic amenities and excellent transport accessibility between Prague and Plzeň. Thanks to its connection to the D5 motorway, travel to both regional capitals is fast and convenient. The town offers a wide range of schools, nursery schools, shops, restaurants, healthcare services and sports facilities. The surrounding landscape on the border of the Brdy and Křivoklátsko areas provides excellent conditions for hiking, cycling and relaxation in nature. Hořovice is an attractive location for family living due to its combination of good amenities, a pleasant environment and excellent accessibility.
- Technical condition of the property: The family house is currently unoccupied. Renovation and construction works are progressing continuously.
- Basic Property Description: The apartment building, constructed in 1961, is located in a residential area of Příbram close to the city centre. The property is awaiting renovation and has a built-up area of 230 m². The total usable floor area across its three floors is approximately 317 m². Once the renovation is completed, the building will comprise a total of 12 residential units.
- Property Value as of: CZK 25 876 088, according to a valuation dated 12 June 2026.
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings: Příbram is a dynamic town offering a full range of amenities and a comfortable living environment. Residents benefit from schools, kindergartens, healthcare facilities, an extensive selection of shops and restaurants, as well as numerous sports and cultural activities. The town is located near the Brdy Protected Landscape Area, providing excellent opportunities for hiking, cycling, and outdoor recreation. Good transport connections ensure convenient access to Prague and other towns within the Central Bohemian Region. Příbram is an attractive location for both family living and property investment, combining well-developed infrastructure, natural surroundings, and a broad range of services.
- Technical Condition of the Property: The property is a two-storey residential building dating from 1961 and is currently undergoing a comprehensive renovation.
- Basic Property Description: The apartment building in the centre of Hořovice comprises 12 compact residential units. Parking for several vehicles is available in the courtyard.
- Property Value as of: CZK 18,800,000, according to a valuation dated 13 February 2024.
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings: Hořovice is a modern town offering a full range of amenities and excellent transport connections between Prague and Plzeň. Thanks to its direct access to the D5 motorway, both regional centres are easily and conveniently accessible. The town provides a wide selection of schools, kindergartens, shops, restaurants, healthcare facilities, and sports amenities. The surrounding landscape, located between the Brdy Highlands and the Křivoklát Protected Landscape Area, offers excellent opportunities for hiking, cycling, and outdoor recreation. Hořovice is an attractive location for family living, combining high-quality infrastructure, a pleasant environment, and excellent accessibility.
- Technical Condition of the Property: The residential units are equipped with modern features, including remote-controlled heating.
- Basic Property Description: The property is a residential building with two above-ground floors, a converted attic, and a partial basement. Originally built in 1900, the building is currently undergoing a comprehensive renovation. Upon completion, it will comprise 14 residential units, 8 garage parking spaces, and an additional 8 outdoor parking spaces.
- Property Value as of: CZK 41,710,000, according to a valuation dated 31 March 2026.
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings: Roudnice nad Labem is a historic town situated on the banks of the Elbe River, offering a pleasant residential environment with a full range of amenities. Residents benefit from schools, kindergartens, healthcare facilities, shops, restaurants, as well as a wide variety of sports and cultural activities. Excellent transport connections via the D8 motorway provide convenient access to both Prague and Ústí nad Labem. The surrounding area offers beautiful natural scenery, cycling routes along the Elbe River, and numerous opportunities for outdoor recreation. Roudnice nad Labem is an attractive location for family living, combining well-developed infrastructure, a rich historical character, and excellent transport accessibility.
- Technical Condition of the Property: The property is currently undergoing renovation and is nearing completion. Once completed, it will offer 14 rental apartments with a total usable floor area of 425 m².