Land in Ostravice
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Invest in a secured loan

Land in Ostravice (1st Phase)

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Ostravice

Yield

7.28% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 15,000,000

Maturity

12 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

77.72%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


This is a repeat transaction with a long-standing RONDA INVEST client, who is now being provided with his sixth loan. Some of the previous loans have already been duly repaid, while the remaining ones are being repaid properly and on time. The client is an experienced developer focusing primarily on the construction of family houses in the Ostrava region. He is currently carrying out several smaller-scale residential development projects in Ostrava. He also has both ongoing and completed projects in the Central Bohemian Region. Part of the client’s real estate portfolio is held for rental purposes. In the future, he plans to acquire additional land and subsequently develop further family housing projects.

Description of Real Estate Collateral

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Land in Ostravice

Collateral value CZK 19,300,000

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  • Basic property description: The land plots in Ostravice, with a total area of 7,285 m², are located in the tourist area of the Beskydy Mountains, with low-density surrounding development. A building permit has been issued for the construction of three high-standard family houses, each with a floor area of approximately 289.5 m², including the related transport infrastructure.
  • Property value as of the valuation date: CZK 19,300,000, based on a valuation dated 2 October 2026.
  • First-ranking lien.
  • Location and surroundings: Ostravice is located in an attractive part of the Beskydy Mountains and is a sought-after location for both residential living and recreation. The municipality offers basic civic amenities and good transport connections to nearby towns. A key advantage is the immediate proximity to nature, hiking trails and cycle routes. The area is also popular due to its easy access to mountain destinations, including Lysá hora and other tourist attractions. Ostravice therefore offers a peaceful environment with ample greenery and a wide range of opportunities for sports and leisure activities.
  • Technical condition of the property: A building permit has been issued.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 15,000,000
Volume from the total loan amount offered for participation
CZK 8,300,000
Repayment sources:
Sale of completed family houses, as well as funds from within the client’s group.
Purpose of utilization:
Refinancing of funds and construction of family houses
Numerical designation of the loan
453
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COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 19,300,000
Total collateral value:
Land in Ostravice
Location:
Ostravice
Notarial record:
YES
LTV
77.72 %

LTV = Loan to Value

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100