cz arrow
  • arrow
  • arrow
Start investing
phone Free
helpline
Villa and Land in Heřmanův Městec IV.
icon Premium
Invest in a secured loan

Villa and Land in Heřmanův Městec IV. (1st Phase)

marker

Heřmanuv Městec

Yield

7.5525% p.a.
info

The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 9,000,000

Maturity

24 months
info

The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

32.47%
info

LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Start investing

Get to know the project


The client operates in the fields of sculpture and restoration and is also involved in the rental and revitalisation of real estate, primarily in Heřmanův Městec. He has a long-standing relationship with RONDA INVEST and has repaid all of his obligations properly and on time. The primary source of loan repayment is income from the rental of his other properties. In Heřmanův Městec, the client has completed several projects that are currently used for both long-term and short-term accommodation. He owns a broader portfolio of properties serving different purposes, including a restaurant, residential units and accommodation units. Following revitalisation, the individual properties are gradually sold.

Description of Real Estate Collateral

01

Villa in Heřmanův Městec

Collateral value CZK 27,718,430

arrow
  • Basic property description: The functionalist villa in Heřmanův Městec was built in 1936 according to a design by Brno architect Fuchs. It has three above-ground floors and an attic, with a total usable floor area of 457 m². The villa includes adjoining land with a total area of 3,750 m². The first above-ground floor contains utility rooms and a small apartment, while the second and third floors are used as the owners’ living quarters. Another small apartment is located in the attic. The owner has been gradually modernising the villa since 1992 and currently occupies the property.

  • Property value as of the valuation date: CZK 27,718,430, based on a valuation dated 2 October 2023.

  • First-ranking lien.
  • Location and surroundings: Heřmanův Městec is a smaller town in the Pardubice Region with a pleasant residential character and good civic amenities. The town offers shops, schools, healthcare facilities, restaurants, as well as opportunities for sports and leisure activities. The area provides a peaceful environment with ample greenery and good accessibility to Chrudim and Pardubice. It also benefits from good road and public transport connections. The surrounding area is suitable for walking, cycling and other recreational activities.
  • Technical condition of the property: The property is in standard structural and technical condition. A new façade was completed in 1998. Routine maintenance and repairs are carried out regularly. As of the valuation date, the villa is occupied by the owner. The extensive grounds are used as a garden serving the property.
tie

INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 9,000,000
Volume from the total loan amount offered for participation
CZK 9,000,000
Repayment sources:
income from business activities in the hospitality sector and property rental.
Purpose of utilization:
loan refinancing and working capital
Numerical designation of the loan
235
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 27,718,430
Total collateral value:
villa in Heřmanův Městec
Location:
Heřmanuv Městec
Notarial record:
YES
LTV
32.47 %

LTV = Loan to Value

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Photogallery