Family Houses Ostrava
Invest in a secured loan

Family Houses Ostrava (3rd Phase)

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Ostrava - Pustkovec

Yield

7.134% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 24,000,000

Maturity

18 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

51.13%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


This is a repeat transaction with an experienced developer operating primarily in Ostrava and the Central Bohemian Region. As part of the cooperation with RONDA INVEST, the client has already successfully completed and sold several projects. The purpose of the financing is the construction of a family house in Ostrava comprising three residential units, which are effectively designed as three terraced houses. Each unit will have a 4+kk layout and its own 17 m² terrace. The total floor area of the project is approximately 370 m². The loan is secured by a 900 m² building plot together with the partially completed structure, with approximately two-thirds of the construction works currently completed. The loan is being drawn down gradually in tranches in line with the progress of construction, with CZK 16,000,000 currently drawn.

Description of Real Estate Collateral

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Building Plot – Ostrava, Pustkovec

Collateral value CZK 31,293,852

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  • Basic Property Description: A 900 m² building plot with a partially completed structure, located within terraced development in Ostrava and intended for the construction of a family house comprising three residential units. Construction has already commenced and, upon completion, the project will comprise three 4+kk residential units with a total floor area of 370 m², each with its own 17 m² terrace. The current stage of completion is 66%.

  • Property Value as of: CZK 31,293,852, based on an internal valuation dated 24 September 2026.

  • First-ranking mortgage lien 

  • Location and Surroundings: Pustkovec is a sought-after and quiet district of the city of Ostrava, offering an ideal combination of urban comfort and proximity to nature. The location is popular due to its excellent civic amenities, accessibility by public transport, and fast connection to the city centre. The surrounding area includes schools, kindergartens, shops, restaurants, as well as sports and leisure facilities. At the same time, Pustkovec provides a pleasant environment for family living, with plenty of greenery and opportunities for walking and sports activities.

  • Technical Condition of the Property: Construction of the building comprising three residential units is currently underway. The vertical and horizontal structural elements, roof structure and roofing, internal utility distribution systems, staircase and part of the interior plasterwork have been completed. The current stage of completion is 66%.

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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
Monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
2
Legal form:
Czech company (without negative information)
Amount of the provided loan:
CZK 24,000,000
Volume from the total loan amount offered for participation
CZK 10,000,000
Repayment sources:
Sale of Residential Units
Purpose of utilization:
Construction of a Terraced Family House in Ostrava
Numerical designation of the loan
420
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 31,293,852
Total collateral value:
Land Plot with a Three-House Development Under Construction
Location:
Ostrava - Pustkovec
Notarial record:
YES
LTV
The LTV may change upon the drawdown of additional tranches.
* LTV includes loans already provided and further financing granted to the group, including its additional collateral.
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.