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Residential building - Vinohrady III.
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Invest in a secured loan

Residential building - Vinohrady III. (1st phase)

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Prague - Vinohrady

Yield

7.4958% p.a.
info

The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 12,000,000

Maturity

24 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

42.43%
info

LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

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Get to know the project


The client has drawn down several credit facilities from Ronda Invest within his business group and has an excellent repayment record. The funds provided under this loan were used to acquire land near Prague. The client’s group is engaged in a broad range of business activities, primarily real estate and property development, with a focus on the development of medium-sized land areas. These activities will also generate the funds used to repay the loan. The client has successfully completed several projects. In Štěrboholy, for example, he completed and sold a family housing development. Further projects are being carried out in Žernovka and Bašť, and he is also involved in development in Vršovice. In addition to his property development activities, the client is active in other areas. He is a philatelist, participates in organising philately-related events, and is also a supporter and co-owner of AC Sparta Praha.

Description of Real Estate Collateral

01

Villa in Vinohrady

Collateral value CZK 75,000,000

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  • Basic property description: The tenement villa in Prague’s Vinohrady district was built in 1928–1929 as an apartment building. The property is fully basemented, has two above-ground floors and a residential attic arranged over two levels. It is currently used for administrative purposes. The plot also provides parking for approximately seven cars. The surrounding area is predominantly developed with similar villas and family houses dating from around 1930.
  • Property value as of the valuation date: CZK 75,000,000.00, based on a valuation dated 22 September 2022.
  • Second-ranking lien (the prior-ranking liens are held in favour of Ronda Invest a.s.).
  • Location and surroundings: Prague’s Vinohrady district has long been one of the most sought-after residential areas in the capital. The area is characterised by elegant historic architecture, abundant greenery and a pleasant urban atmosphere. The surrounding area offers a wide range of restaurants, cafés, shops, schools and other services. Another major advantage is excellent transport accessibility to the city centre by metro, tram and bus. Vinohrady therefore offers an attractive combination of peaceful residential living, comprehensive civic amenities and immediate proximity to central Prague.
  • Technical condition of the property: The building is in very good structural and technical condition.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
2
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 12,000,000
Volume from the total loan amount offered for participation
CZK 4,400,000
Repayment sources:
client’s business activities, particularly in the real estate sector
Purpose of utilization:
refinancing of own funds
Numerical designation of the loan
191
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 75,000,000
Total collateral value:
villa in Vinohrady, Prague
Location:
Prague - Vinohrady
Notarial record:
YES
LTV
*The LTV reflects previously granted loans.

Photogallery

kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK
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The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.