Apartment Building in Teplice – Ústí nad Labem Region
Invest in a secured loan

Apartment Building in Teplice – Ústí nad Labem Region (1st Phase)

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Teplice

Yield

7.375% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 8,400,000

Maturity

24 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

76.36%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


This is a repeat transaction with a client who has been active in the real estate market for more than 10 years and operates his own real estate agency. He is also an experienced property developer focusing on Teplice and the Ústí nad Labem Region, where he acquires apartment and residential buildings, renovates them, and subsequently either sells them or holds them as long-term investments. The client is currently planning to acquire another apartment building. The loan proceeds will be used to finance the purchase, while the subsequent renovation will be financed from the client’s own funds. An increase in the property’s value is expected upon completion of the renovation. The client already has one loan with RONDA INVEST, and the cooperation to date has proceeded without any issues.

Description of Real Estate Collateral

01

Apartment Building in Teplice

Collateral value CZK 11,000,000

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  • Basic property description: The apartment building in Teplice is located in a built-up area southwest of the historic city centre, within a continuous urban development consisting mainly of multi-storey apartment buildings and older tenement houses. The property has a total of four above-ground floors, with the top floor designed as a residential attic. The building contains a total of eight residential units. Currently, six apartments are rented and are in average technical condition. The common areas include the entrance area, staircase and cellar units in the basement. The common areas are in poorer technical condition. The rear facade of the building shows damage to the plasterwork.
  • Property value as of the valuation date: CZK 11,000,000.00, based on a valuation dated 22 June 2026.
  • First-ranking lien.
  • Location and surroundings: Teplice is one of the best-known spa towns in northern Bohemia and offers a pleasant combination of urban living and proximity to nature. The city provides a full range of civic amenities, including shops, schools, healthcare facilities, restaurants, and cultural and sports opportunities. Another advantage is good transport accessibility to Ústí nad Labem and other cities in the region. The surrounding area offers numerous opportunities for trips, hiking and leisure activities, particularly due to the proximity of the Ore Mountains and the České středohoří uplands. The location is therefore suitable both for comfortable everyday living and for those seeking good amenities and convenient access to larger cities.
  • Technical condition of the property: The property requires renovation.
     
     
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 8,400,000
Volume from the total loan amount offered for participation
CZK 8,400,000
Repayment sources:
Rental of residential units
Purpose of utilization:
Property purchase
Numerical designation of the loan
445
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 11,000,000
Total collateral value:
Apartment Building in Teplice
Location:
Teplice
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.