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Residential Building in Kutná Hora
Invest in a secured loan

Residential Building in Kutná Hora (3rd phase)

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Kutná hora

Yield

7.32% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 17,500,000

Maturity

20 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

68.73%
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The LTV ratio reflects previously provided loans and the additional collateral securing those loans. As further loan tranches are disbursed, the LTV ratio may change accordingly.

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Get to know the project


This is a repeat transaction with the client, a boutique property developer focused on identifying attractive opportunities in the real estate market, particularly smaller apartment buildings and family houses suitable for acquisition and subsequent renovation. The client has been active in the real estate development sector since 2018 and has extensive experience in the renovation and leasing of residential properties in the Central Bohemian Region. The client primarily delivers smaller-scale projects comprising 10–12 residential units, typically with compact layouts. Current developments are located in Hořovice, Roudnice nad Labem, Vysoké Mýto, Příbram, and Prostějov. The client's strategy focuses on renovating older properties to create modern residential units equipped with technologies enabling the remote management of selected building functions, such as energy systems for tenants. The financing will be used for the acquisition of the property and its subsequent renovation, resulting in the creation of 10 compact residential units. A portion of the purchase price has already been financed by the client from its own resources. Subsequent loan tranches will be used to finance the reconstruction works. The first loan tranche in the amount of CZK 7,150,000 has already been disbursed.

Description of Real Estate Collateral

01

Residential Building in Příbram

Collateral value CZK 25,876,088

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  • Basic Property Description: The property is a two-storey residential building dating from 1961, located in a residential area of Příbram close to the town centre. The building is currently awaiting renovation. It has a building footprint of 230 m² and a total usable floor area of approximately 317 m² across three levels. Following the renovation, the property will comprise 12 residential units.
  • Property Value as of: CZK 25,876,088 according to a valuation dated 12 June 2026.
  •  Third-ranking mortgage lien. The higher-ranking mortgage liens are held in favour of Ronda Invest a.s.
  • Location and Surroundings: The town of Příbram offers a full range of amenities and a pleasant environment for both family and individual living. Residents benefit from schools, kindergartens, healthcare facilities, an extensive network of shops, restaurants, as well as numerous sports and cultural venues. Excellent transport connections to Prague and other towns are provided by both the road network and regular bus services. The surrounding area offers beautiful natural scenery, hiking and cycling trails, and easy access to the Brdy Protected Landscape Area. Příbram is an attractive location that combines the convenience of urban living with abundant opportunities for outdoor recreation.
  • Technical Condition of the Property: The property is a two-storey residential building dating from 1961, located in a residential area of Příbram. It is currently undergoing renovation and is approximately 96% complete.
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Residential Building in Kutná Hora

Collateral value CZK 7,000,000

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  • Basic Property Description: 

    The property is an end-of-terrace family house comprising two above-ground floors, no basement, and a pitched roof. Originally constructed in the 1940s, the building was used not only for residential purposes but also for commercial use, having previously operated as a wine bar.

    The property will be redeveloped into 10 compact residential units ranging in size from 22.5 m² to 38 m². The apartments are intended to appeal both to investors seeking opportunities in a town with significant historical heritage and a well-established tourism sector, and to buyers looking for affordable starter homes.

  • Property Value as of: CZK 7,000,000 according to a valuation dated 20 April 2026.
  • First-ranking mortgage lien.
  • Location and Surroundings: Kutná Hora is one of the most beautiful historic towns in the Czech Republic and is listed as a UNESCO World Heritage Site. The town offers a full range of amenities, including schools, kindergartens, healthcare facilities, shops, restaurants, and a vibrant cultural scene. Good transport connections ensure convenient access to Prague and other towns within the Central Bohemian Region. The surrounding area offers abundant green spaces, cycling routes, and numerous opportunities for sports and outdoor recreation. Kutná Hora is an attractive residential location, combining the unique atmosphere of its historic centre with high-quality infrastructure and a pleasant living environment.
  • Technical Condition of the Property: The property is scheduled to undergo a comprehensive renovation and conversion into 10 modern compact residential units.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
3
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 17,500,000
Volume from the total loan amount offered for participation
CZK 1,200,000
Repayment sources:
Property Sales and Rentals
Purpose of utilization:
Acquisition and Renovation of the Property
Numerical designation of the loan
437
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 32,876,088
Total collateral value:
Residential Building in Kutná Hora
Location:
Kutná hora
Notarial record:
YES
LTV
68.73 %
The LTV ratio reflects previously provided loans and the additional collateral securing those loans. As further loan tranches are disbursed, the LTV ratio may change accordingly.

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