Family houses - Ostrava IV.
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Invest in a secured loan

Family houses - Ostrava IV. (1st phase)
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Ostrava

Yield

6.864% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 40,000,000

Maturity

11 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

17.01%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


The loan was provided to the client for the purpose of constructing four semi-detached houses on the outskirts of Ostrava. The client is an experienced developer who has already completed several similar projects in the area. The client is currently finalizing the sale of family houses, with the last three units still available for sale. The source of loan repayment will be the sale of the subject family houses and the client’s other business activities. These primarily include real estate and development activities, such as the rental of several apartment buildings and the implementation of another project in the Central Bohemian Region. Current balance: CZK 5,000,000.

Description of Real Estate Collateral

01

The last three family houses from the development project in Ostrava.

Collateral value CZK 29 400 000

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  • Basic Property Description: The newly built family houses are located on the outskirts of the city of Ostrava, in the Muglinov district, within an existing residential area of family houses. Each family house has a usable floor area of approximately 125 m² and a land plot of approximately 450 m².

  • Property Value as of the Valuation Date: CZK 29,400,000, determined by internal assessment.

  • First-ranking mortgage lien.

  • Location and Surroundings: Ostrava – Muglinov, an outlying part of the regional capital city with existing residential family housing development.

  • Technical Condition of the Property: The houses have been approved for occupancy.

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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan (or according to house sales)
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 40,000,000
Volume from the total loan amount offered for participation
CZK 5,000,000
Repayment sources:
sale of houses under construction, resources within the client group
Purpose of utilization:
construction of family houses
Numerical designation of the loan
257
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 29,400,000
Total collateral value:
development project in Ostrava
Location:
Ostrava
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.