Portfolio of residential units in Teplice, residential unit in Ústí nad Labem
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Portfolio of residential units in Teplice, residential unit in Ústí nad Labem (1st Phase)

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Teplice, Ústí nad Labem

Yield

7.5834% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 100,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

22 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

70.91%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


The loan was provided to an experienced developer who has been operating in Teplice and the Ústí nad Labem region for a long time. Currently, he owns or co-owns two apartment buildings in Teplice and one residential unit in Ústí nad Labem. His business activities also include property rental and the operation of a real estate agency with a ten-year history. The client is currently planning to acquire 9 residential units (out of a total of 10 units in the building) in Teplice, specifically in a historic villa. The provided financing will be used to acquire these units, carry out minor renovations, and subsequently place the units on the market. The loan is additionally secured by an apartment in Ústí nad Labem.

Description of Real Estate Collateral

01

Portfolio of residential units in Teplice

Collateral value CZK 26,300,000

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  • Basic property description: A mid-terrace apartment building with 1 underground floor and 4 above-ground floors (the 4th floor being an attic) is connected to public water supply, sewerage, gas, electricity, and data services. Heating is provided by a central heating system with a gas boiler, while hot water is supplied by an electric boiler. The building is equipped with a passenger elevator. In total, there are 10 residential units in the building.

  • Property value as of: CZK 26,300,000.00, valuation dated 27 Feb 2026

  • First-ranking mortgage lien

  • Location and surroundings: Teplice is a sought-after spa town in the north of Bohemia, known for its long tradition and pleasant atmosphere. It offers peaceful living with plenty of greenery, beautiful parks, and a historic town center. Thanks to good transport connections to Ústí nad Labem and Prague, it is an ideal choice for comfortable living as well as investment. 

  • Technical condition of the property: As of the valuation date, the apartment building is in good technical condition and has been undergoing continuous renovations and modernization, including individual residential units.

02

Residential unit in Ústí nad Labem

Collateral value CZK 3,807,598

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  • Basic property description: A 3+1 apartment with a total floor area of 83.5 m² is located on the 7th above-ground floor of a panel building that has undergone renovation (insulation, new façade, roof, and windows). The unit is in good condition and underwent partial renovation in 2022 (kitchen unit, floors, plastering). The apartment includes a basement storage unit. The location is considered a sought-after part of the city – a quiet residential area with full civic amenities and excellent transport accessibility.

  • Property value as of: CZK 3,807,598.00, valuation dated 17 Feb 2026

  • First-ranking mortgage lien.

  • Location and surroundings: Ústí nad Labem is a dynamically developing city in the north of Bohemia, set in the picturesque landscape of the České středohoří mountains and along the Elbe River. It offers excellent transport accessibility to Prague and Dresden, making it an ideal location for both living and investment. The surrounding area provides a wide range of amenities, plenty of greenery, and opportunities for outdoor leisure activities.

  • Technical condition of the property: A partial renovation was carried out in 2022 – kitchen unit, floors, and plastering.

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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
In one lump sum on the final maturity date of the loan
Repayment frequency of interest:
Monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
Czech company (without negative information).
Amount of the provided loan:
CZK 21,350,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 2,750,000
Repayment sources:
Sale and rental of residential units.
Purpose of utilization:
Acquisition of 9 residential units in Teplice.
Numerical designation of the loan
413
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 30,107,598
Total collateral value:
9 apartments in a villa in Teplice, residential unit in Ústí nad Labem.
Location:
Teplice, Ústí nad Labem
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.