Guesthouse Pec pod Sněžkou

Invest in a secured loan

Guesthouse Pec pod Sněžkou (1st Phase)

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Pec pod Sněžkou

Yield

6.8475% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 10,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

12 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

24.49%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


The client is the owner of a company engaged in architectural design, project planning, and the execution of development projects. The client currently has multiple projects underway across almost the entire Czech Republic. The company focuses on the development of residential and apartment projects. The purpose of the loan is a property located in the attractive area of Pec pod Sněžkou, which the client intends to convert into apartment units, with the necessary permits already having been issued.

Description of Real Estate Collateral

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Guesthouse property

Collateral value CZK 69,021,000

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  • Basic property description: A detached family house with two above-ground floors, partial basement, and a habitable attic, built around 1930. The structure is of mixed construction, featuring wooden beam ceilings and a roof combining a gable design with dormers and a shed section. The house has undergone gradual renovations (1990, 1999, 2019), mainly covering the roof, utilities, heating, and partial interior modifications. The interior retains original elements such as wooden doors, box-type windows, and various flooring types (linoleum, tiles, wooden planks). The current total area is approximately 597 m² and is planned to be expanded to up to 846 m² of apartments and 305 m² of terraces, making it an attractive investment opportunity.

  • Property value as of: CZK 69,021,000 - valuation dated November 15, 2024

  • First-ranking mortgage lien

  • Location and surroundings: Velká Úpa, part of Pec pod Sněžkou, is located in the attractive mountainous region of the Krkonoše Mountains. The area offers year-round activities – excellent skiing conditions in winter near resorts around Sněžka, and hiking and cycling routes in beautiful natural surroundings during summer. It is a शांत and accessible area with excellent connections to the center of Pec pod Sněžkou, a popular tourist and investment destination. Due to the growing interest in mountain apartments, the location has high potential for both recreational use and investment returns.

  • Technical condition of the property: The property is primarily intended for reconstruction. Necessary permits have already been issued.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
Czech company (without negative information)
Amount of the provided loan:
CZK 16,900,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 5,000,000
Repayment sources:
Sale and rental of real estate
Purpose of utilization:
Loan refinancing
Numerical designation of the loan
416
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 69,021,000
Total collateral value:
A guesthouse building designated for conversion into apartments
Location:
Pec pod Sněžkou
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.