Residential Units – Ostrava
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Invest in a secured loan

Residential Units – Ostrava (1. Phase)

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Ostrava

Yield

7.44% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 100,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

23 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

71.82%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


The loan was provided to an existing client of Ronda Invest who has been repaying their previous obligations consistently and without any issues over the long term. The client specializes primarily in land development and the renovation of residential apartment buildings in the Ostrava region. The purpose of the loan is to acquire a company that owns an apartment building in Ostrava, which also serves as collateral for the loan. Negotiations regarding the acquisition had been ongoing for a long time, and during this period the client had already commenced certain renovation works. The property comprises 19 residential units with a total usable floor area of 1,190 m². The building is in good technical condition. The investor’s main objective is to increase the property’s value through conversion into modern small-sized apartments, for which there has been consistently high demand in the given location.

Description of Real Estate Collateral

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Residential building - Ostrava

Collateral value CZK 38 290 000

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• Basic Property Description: A brick corner house in a terraced street development comprises one underground and two above-ground floors, as well as a functional attic under a sloped roof. The building contains a total of 19 residential units of varying sizes (approximately 32 to 100 m²). Access to the units is provided via shared entrances and internal staircases, both from the street and the courtyard side. The 1st underground floor houses cellar/storage spaces.

Property Value as of Date: CZK 38,290,000.00, appraisal dated 13.01.2026

First-Order Mortgage Right

Location and Surroundings: Ostrava is a dynamic city in the northeast of the Czech Republic that thoughtfully combines industrial heritage with a modern lifestyle. It offers comprehensive civic amenities, quality educational institutions, and broad employment opportunities. Extensive parks, cycling paths, and proximity to nature create ideal conditions for active leisure. Excellent transport accessibility and continuous infrastructure development increase the city’s attractiveness for both residential living and investment purposes.

Technical Condition of the Property: Between 2004 and 2007, the building underwent an almost complete reconstruction. New internal installations were carried out, plasterwork was repaired, new sanitary facilities were built (tiles, flooring, sanitary ware), and a new central heating system with gas boilers was installed. Additionally, plastic windows with double-glass insulation were fitted, floor coverings replaced, a new roof covering including sheet metal elements was installed, and new interior doors were added. The building’s footprint is 550 m², with a total residential area of approximately 1,190 m².

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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
2
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 27,500,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 13,100,000
Repayment sources:
Purchase, Sale and Property Management
Purpose of utilization:
Acquisition of a Company Owning the Collateral Asset – Apartment Building
Numerical designation of the loan
411
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 38,290,000
Total collateral value:
Apartment Building – Ostrava
Location:
Ostrava
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.