Special Offer
Frýdek - Místek, Havířov, Šumperk
Yield
The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.
p.a. means per annum, i.e. yield calculated on an annual basis.
Example:
You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.
Min. investment
The minimum investment indicates the lowest possible amount that can be invested in the project.
Maturity
The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.
After this date, we will send the original invested amount to your account along with the last return.
LTV
LTV = Loan to Value
(translated as “loan to value”)
LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.
LTV calculation = loan amount / estimated market price × 100
Description of Real Estate Collateral
Apartment in Havířov
Collateral value CZK 1,610,000
• Basic property description: Residential unit with a total area of 31.51 m² situated in a sought-after location in Havířov. The apartment is located on the 7th above-ground floor of a panel building and is laid out as a 1+1, i.e. with a separate kitchen and an independent living room/bedroom. Thanks to its layout, it represents an ideal option both for owner-occupation and as an investment opportunity for rental purposes.
• Property value as of the date: CZK 1,610,000.00, valuation dated 10 February 2026
• First-ranking mortgage lien
• Location and surroundings: Havířov is a modern town with full civic amenities and good transport accessibility within the Moravian-Silesian Region. Owing to its location, it offers fast connections to Ostrava and surrounding towns, making it an attractive location for both living and investment. The town provides a wide network of schools, healthcare facilities, shops, and sports amenities. An important place for relaxation and leisure activities is the Žermanice Reservoir, located near the town. Havířov thus represents an ideal combination of affordable housing and a pleasant environment for everyday life.
• Technical condition of the property: The apartment building underwent a complete revitalization in 2008. As part of this renovation, the windows in the individual units were replaced with plastic ones, new entrance doors were installed, the façade and roof structure were insulated, new roofing was laid, and the common areas were refurbished. In 2012, the balconies were glazed, and in 2020 new vertical utility risers were installed. The residential unit itself has undergone a partial, gradually implemented renovation. In 2008, the windows were replaced with plastic ones; in 2012, the balcony was glazed and a new kitchen unit was installed. In 2021, the bathroom was renovated, including replacement of sanitary fixtures, ceramic wall and floor tiles, and installation of new flooring.
Residential Unit in Frýdek - Místek
Collateral value CZK 1,950,000
• Basic property description: Residential unit in Frýdek-Místek, located in a brick apartment building with 2 above-ground floors and 1 underground floor, where cellar units are situated. The building is covered by a hipped roof with a converted attic and attic space. The appraised residential unit is located on the 1st above-ground floor.
• Property value as of the date: CZK 1,950,000.00, valuation dated 10 February 2026
• First-ranking mortgage lien
• Location and surroundings: Frýdek-Místek is a dynamically developing town situated on the edge of the Beskydy Mountains, offering an ideal combination of urban amenities and proximity to nature. The location is attractive both for owner-occupation and for investment purposes due to stable demand for rental housing. An advantage is the excellent transport accessibility to Ostrava as well as connections to the main transport routes in the region. The town center provides full civic amenities, including shops, schools, healthcare facilities, and cultural activities. Key landmarks include Frýdek Castle and the Beskydy Mountains, which enhance the attractiveness of the area for everyday living and leisure activities.
• Technical condition of the property: The unit underwent renovation in 2009, including replacement of windows with plastic ones and installation of PVC flooring. In 2026, the bathroom and WC were renovated. The building itself was renovated in 2009.
Residental Unit in Šumper
Collateral value CZK 3,000,000
• Basic property description: A 2+1 residential unit in Šumperk, located on the 1st above-ground floor of the building’s inner section. The total floor area of the apartment is 74.20 m², providing ample space for comfortable living.
• Property value as of the date: CZK 3,000,000.00, valuation dated 10 February 2026
• First-ranking mortgage lien
• Location and surroundings: Šumperk is a picturesque sub-mountain town situated at the foot of the Jeseníky Mountains, offering a pleasant environment for both peaceful living and investment opportunities. The area provides full civic amenities, including schools, healthcare facilities, shops, and sports facilities. An advantage is the good transport accessibility and connections to surrounding towns in the region. The proximity of the Jeseníky Mountains offers extensive opportunities for leisure and sports activities throughout the year. The town center impresses with its historic architecture and pleasant atmosphere, with all services within walking distance.
• Technical condition of the property: The residential unit underwent a complete renovation carried out between 2005 and 2012. During this period, the bathroom and WC were fully refurbished, including replacement of sanitary fixtures, ceramic wall and floor tiles, a complete replacement of the electrical installation, and installation of new water and internal sewage piping. Additional works included renovation of the parquet floors, installation of floating laminate flooring in parts of the apartment, repair of wall and ceiling plaster, and installation of a new kitchen unit. The unit is located in a brick apartment building of original construction from the early 20th century, which enhances the character and atmosphere of the property.
CALCULATOR
The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.
