Apartment building - Nitra

Invest in a secured loan

Apartment building - Nitra (3th phase)
marker

Nitra - Mlynarce

Yield

7.434% p.a.
info

The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 10,000
info

The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

26 months
info

The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

60.74%
info

LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


This is already the third loan provided to the client, who has been engaged in property development in Slovakia for the long term. The client primarily specializes in the construction of single-family and apartment buildings, as well as land development. The client is currently carrying out several projects, including in the cities of Nitra, Hviezdoslavov, and Dunajská Streda. The funds from this loan will primarily be used for the construction of one apartment building with 48 residential units as part of a comprehensive area development. A portion of the loan will be used to acquire land to expand parking spaces. Construction of two apartment buildings has commenced on the pledged property. The loan is being gradually drawn down in line with the progress of construction.

Description of Real Estate Collateral

01

Residential Building Nitra

Collateral value CZK 112,984,500

arrow

Basic description of the property: The collateral consists of plots of land located in Nitra, prepared for the construction of three residential buildings, one terraced house, and one garage building. The plots are part of a planned residential complex and have the corresponding urban planning documentation allowing the project to be implemented. Construction of 2 residential buildings has been initiated – pilings and foundation slabs have been completed.

Property value as of the date: CZK 112,984,500.00, based on the valuation dated 11.08.2023, taking into account the completed construction progress and the expansion of the collateral (converted using the CNB exchange rate as of 20.02.2026).

Second-priority lien: (first-priority liens are in favor of Ronda Invest a.s.)

Location and surroundings: Nitra offers comprehensive civic amenities, including schools, healthcare facilities, shopping centers, and cultural institutions, making it an attractive place for both living and working. The city also benefits from good transport accessibility due to connections to the highway network and an efficiently operating public transport system.

Technical condition of the property: The plots have valid building permits, and construction of 2 residential buildings has commenced. Currently, the construction progress is approximately 14% – earthworks, pilings, and foundation slabs have been completed.

tie

INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
4
Legal form:
Slovak company (without negative information)
Amount of the provided loan:
CZK 81,000,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 10,000,000
Repayment sources:
Sale of apartments.
Purpose of utilization:
Construction of an apartment building in Nitra.
Numerical designation of the loan
345
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 112,984,500
Total collateral value:
Apartment building - Nitra
Location:
Nitra - Mlynarce
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.