Velke Hamry
Yield
The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.
p.a. means per annum, i.e. yield calculated on an annual basis.
Example:
You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.
Min. investment
The minimum investment indicates the lowest possible amount that can be invested in the project.
Maturity
The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.
After this date, we will send the original invested amount to your account along with the last return.
LTV
LTV = Loan to Value
(translated as “loan to value”)
LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.
LTV calculation = loan amount / estimated market price × 100
Description of Real Estate Collateral
Family house - Velke Hamry
Collateral value 17,650,000 CZK
• Basic property description: A family house located in the municipality of Velké Hamry, approximately 10 km from Jablonec nad Nisou. The house is designed as a multi-generational property and includes two residential units – a 1+1 apartment with a separate entrance and a 7+1 apartment. Garages and technical facilities are located in the basement. The total living area is 450 m².
• Property value as of: CZK 17,650,000.00, valuation dated 03/04/2024
• First-ranking mortgage lien
• Location and surroundings: Velké Hamry is a picturesque town at the foothills of the Jizera Mountains, known for its natural beauty and peaceful atmosphere. It offers excellent access to hiking trails, cycling paths, and winter sports thanks to the nearby mountains. Another advantage is good civic amenities and a strategic location with excellent access to larger cities.
• Technical condition of the property: The property is in good condition, including the outdoor areas. Accessories include paved areas, fencing, connections to electricity, water, and district heating, a heat exchange station, and a wastewater treatment plant (WWTP) with an infiltration pit.
The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.