Family houses Ostrava II.

Invest in a secured loan

Family houses Ostrava II. (Phase 1st)
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Ostrava

Yield

6.996% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 10,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

18 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

44.51%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


The loan was used to refinance funds invested in the acquisition of new real estate projects in Ostrava. The developer is an experienced player in the local market with several successfully completed projects of the same type. The primary source of loan repayment is the sale of the family houses constituting the collateral, supplemented by the client’s other business activities in the real estate and development sector. The client has a long-term portfolio of rental apartment buildings and is concurrently developing another project in the Central Bohemian Region.

Description of Real Estate Collateral

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Family Houses in Ostrava - Muglinov

Collateral value 44,930,000 CZK

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Property description: A portfolio of four completed and approved family houses (two semi-detached houses) developed as part of a project comprising four semi-detached units. Each house offers an approximate usable floor area of 127 m² and is situated on a plot of approximately 450 m².

Property value as of the valuation date: CZK 44,930,000 according to the appraisal dated 26 March 2024.

Second-ranking mortgage lien. prior-ranking liens are held in favour of Ronda Invest a.s.

Location and surroundings: Ostrava–Muglinov is a quiet district of Ostrava with a predominantly residential character and established family housing. The area offers good accessibility to the city centre and major transport routes, including connections to the city ring road. Basic civic amenities and ample green spaces are available in the vicinity, making Muglinov an attractive location for family living with a balanced combination of tranquillity and urban accessibility.

Technical condition: Newly built family houses intended for sale; all properties are completed and have received final occupancy approval.

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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 8,000,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 8,000,000
Repayment sources:
sources within the client’s group, sale of family houses
Purpose of utilization:
operating financing
Numerical designation of the loan
294
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 44,930,000
Total collateral value:
four family houses in Ostrava
Location:
Ostrava
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.