Villa Prague – Strašnice
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Invest in a secured loan

Villa Prague – Strašnice (1st phase)
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Prague - Strašnice

Yield

7.475% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 100,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

24 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

77.29%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


This is a loan for an existing client of RONDA INVEST, whose payment history is flawless and who has already fully repaid part of the previously provided financing. The client is engaged in real estate activities – the sale and rental of properties, operates a law firm, and is involved in property development. The purpose of the loan is to pay the purchase price of a villa in Strašnice. The client is considering several plans for the villa, one of which is its demolition and the construction of a new apartment building.

Description of Real Estate Collateral

01

Land plot Prague – Štěrboholy

Collateral value 31,500,000 CZK

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• Basic property description
Land plot for the third phase of construction of 11 family houses, with a total area of 5,730 m², part of which will be allocated for road construction. A metro line is planned in close proximity to the plot.

• Property value as of
CZK 31,500,000, appraisal dated 1 July 2024

• Third-ranking mortgage lien
(Mortgage liens of higher priority are in favor of Ronda Invest a.s.)

• Location and surroundings
Štěrboholy is a quiet residential district of Prague with mainly family houses and a pleasant atmosphere. The area offers good access to the city center and the Prague Ring, as well as proximity to nature – for example, Hostivař Forest Park and surrounding cycling paths. Within walking distance, there is basic civic infrastructure, schools, and shops, with larger shopping options available at the nearby Europark shopping center. Štěrboholy is an ideal choice for those seeking peaceful living with good transport connections.

• Technical condition of the property
The area was previously subject to a building restriction, but IPR Prague has expressed consent for an exception to the restriction.

02

Villa Prague – Strašnice

Collateral value 35,100,000 CZK

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• Basic property description
A family villa with three residential units, a studio, and a double garage. The house is partially basemented and has three above-ground floors, with the third floor being an attic with loft space. One 3+1 apartment and a 1+0 studio are located on the first floor, a 5+1 apartment is on the second floor, and a 3+1 apartment with attic space is in the top floor.
Total usable area: 452 m² + land (garden): 1,046 m².

• Property value as of
CZK 35,100,000, appraisal dated 18 March 2024

• First-ranking mortgage lien

• Location and surroundings
Strašnice is a popular residential district of Prague with excellent access to the city center thanks to Metro Line A and a dense tram network. The area offers full civic amenities – schools, kindergartens, shops, restaurants, and healthcare facilities. A major advantage is the abundance of greenery, such as Gutovka Park and Malešický Park, ideal for sports and relaxation. The location is quiet yet vibrant and suitable for both families and individuals.

• Technical condition of the property
In 1999, the roof was repaired, including replacement of the roofing, and the façade was renovated. Otherwise, the house remains largely in its original condition without significant reconstructions.

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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
3
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 36,000,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 13,500,000
Repayment sources:
Real estate and development activities
Purpose of utilization:
Purchase of a villa in Prague – Strašnice
Numerical designation of the loan
405
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 66,600,000
Total collateral value:
Family villa Prague – Strašnice
Location:
Prague - Strašnice
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.