Kostelec nad Labem
Yield
The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.
p.a. means per annum, i.e. yield calculated on an annual basis.
Example:
You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.
Min. investment
The minimum investment indicates the lowest possible amount that can be invested in the project.
Maturity
The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.
After this date, we will send the original invested amount to your account along with the last return.
LTV
LTV = Loan to Value
(translated as “loan to value”)
LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.
LTV calculation = loan amount / estimated market price × 100
Description of Real Estate Collateral
Bytový dům Kostelec nad Labem
Collateral value 26,700,000 CZK
▪ Basic description of the property: The building is of masonry construction, fully basemented, with two above-ground floors and a previously unused attic space. The completed reconstruction will result in 9 residential units within the apartment building (8× 2+kk, 1× 3+kk). The basic footprint of the building will be preserved during the reconstruction, and a historic-style façade and entrance doors will be installed.
▪ Property value as of the date: CZK 26,700,000.00, valuation dated 2nd of December 2025
▪ Pledge: first-ranking lien
▪ Location and surroundings: The property is located in the historic town center, which has been designated a municipal conservation zone since 2003. The town offers extended civic amenities; in the immediate vicinity of the building there is the town hall, a school, shops, restaurants, and other facilities. Public transport accessibility is ensured by suburban bus lines and railway connections.
▪ Technical condition of the property: An extensive reconstruction is underway. The following works have been completed to date: delineation of new residential units, new internal partition walls, new heating distribution systems and a central gas boiler room in the basement, new electrical, water supply, and sewage systems, insulation of the roof structure and suspended ceilings, mezzanine floors in attic apartments, largely completed interior plastering and wall finishes, and installation of new windows.
CALCULATOR
The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.
