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Apartment units Brno
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Invest in a secured loan

Apartment units Brno (3th phase)
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Brno - Bystrc

Yield

6.897% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 1,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

13 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

78.38%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

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Get to know the project


The client is engaged in real estate and development activities, primarily in Brno and its surroundings. They specialize in property brokerage and the implementation of smaller development projects. Emphasis is placed on quality, with projects delivered to a higher standard. The client focuses on sustainability and ecology, with the aim of creating modern and efficient housing in the South Moravian Region. The subject of the collateral is a smaller project in Brno, near the Brno Reservoir, in which three small-scale residential units are being developed. Each apartment will have its own terrace. Construction works are ongoing, with one unit already effectively completed.

Description of Real Estate Collateral

01

Residental Units, Brno

Collateral value 13 268 405 CZK

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Basic property description: This is a project of a detached building intended for conversion into three small-scale residential units with a total usable area of approximately 102 m². One apartment will be located on each floor. The total land area is 565 m².

Property value as of: CZK 13,268,405, appraisal dated 03.12.2025

Mortgage lien: 1st priority

Location and surroundings: Brno-Bystrc is an attractive residential area with excellent access to the city center, close proximity to nature, the Brno Reservoir, and recreational opportunities, offering quiet family living with good civic amenities.

Technical condition of the property: The building is connected to all utility networks (water, sewerage, gas, electricity) and is currently undergoing reconstruction, with works proceeding according to plan. At present, the basic structural elements, roofing, most sheet-metal structures, and utility installations have been completed throughout the entire building. The unit on the 1st above-ground floor is effectively already completed.

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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 10,400,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 2,000,000
Repayment sources:
Income from business and real estate sales
Purpose of utilization:
Loan refinancing
Numerical designation of the loan
301
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 13,268,405
Total collateral value:
Residential units, Brno
Location:
Brno - Bystrc
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.