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Studio – Otice, Opava
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Invest in a secured loan

Studio – Otice, Opava
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Otice (Opava)

Yield

6.75% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 1,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

23 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

69.27%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

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Get to know the project


This is a repeat transaction with a client active in real estate and small-scale development. The client owns several properties and operates primarily in the Opava district and surrounding areas. The client’s intention is to buy back the unit and subsequently sell it at a higher price, taking advantage of the strong market demand. The client previously renovated the entire apartment building and has already sold all remaining units. The collateral will therefore be a fully renovated unit, repurchased by the client and registered as a studio. The apartment/studio is located in Otice in the Opava district. The total floor area of the unit is 66.7 m², and it includes both a cellar storage space and a parking space.

Description of Real Estate Collateral

01

Studio – Otice, Opava

Collateral value CZK 4,475,000

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  • Basic description of the property: The property is a unit registered as a studio located in Otice. The floor area of the apartment/studio is 66.77 m², and it includes a cellar storage space as well as a parking space.
  • Lien in the 1st order.
  • Value of the property as of date: CZK 4,475,000, determined by expert appraisal
  • Location and surroundings: Otice is a quiet and well-accessible municipality located right next to Opava, offering pleasant family living with a rural atmosphere and stable demand for real estate, supported by full basic amenities and close proximity to the city.
  • Technical condition of the property: The unit has undergone a complete renovation. The apartment/studio is registered as a studio.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan (or according to house sales)
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 3,100,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 3,100,000
Repayment sources:
development activity
Purpose of utilization:
acquisition of a studio unit
Numerical designation of the loan
365
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 4,475,000
Total collateral value:
Studio – Otice, Opava
Location:
Otice (Opava)
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.