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Apartment building
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Invest in a secured loan

Apartment building
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Nitra - Mlynarce

Yield

7.67% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 100,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

30 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

58.73%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

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Get to know the project


This is the third loan provided to the client, who has been active in property development in Slovakia for a long time. The client specializes primarily in the construction of residential and apartment buildings, as well as in land development. Currently, the client is implementing several projects, including in the cities of Nitra, Hviezdoslavov, and Dunajská Streda. The funds from this loan will primarily be used for the construction of an apartment building with 48 residential units as part of a comprehensive urban development. A portion of the loan will be used to acquire land for the expansion of parking capacity. Construction of two apartment buildings has already commenced on the mortgaged property. The loan will be drawn gradually in accordance with the progress of construction.

Loan amount provided: CZK 81,000,000 (drawn tranche: CZK 15,000,000)

Description of Real Estate Collateral:

Apartment building - Nitra
  • Basic property description: The collateral consists of plots located in Nitra, prepared for the construction of three apartment buildings, one terraced house, and one garage building. The plots are part of a planned residential complex and are covered by relevant zoning documentation that enables the realization of the project. Construction of two apartment buildings has commenced – piling works have been carried out.
  • Lien in the 2nd order (pledge rights in a prior ranking are in favor of Ronda Invest a.s.)
  • Value of the property as of the date: CZK 100,002,350 as of August 11, 2023. The property value is converted based on the CNB exchange rate as of the date of the property valuation.
  • Technical condition of the property: Land with a valid building permit.
  • Location and surroundings: Nitra offers a wide range of civic amenities, including schools, healthcare facilities, shopping centers, and cultural institutions, making it an attractive place for both living and working. The city also benefits from convenient transportation access thanks to its connection to the motorway network and a well-functioning public transport system.
  • Technical condition of the property: These are plots of land with valid building permits. Construction of two apartment buildings has already commenced (piling works have been completed).
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
4
Legal form:
Slovak company (without negative information)
Amount of the provided loan:
CZK 81,000,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 15,000,000
Repayment sources:
sale of apartments
Purpose of utilization:
construction of an apartment building in Nitra
Numerical designation of the loan
345
home

INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
CZK 100,002,350
Total collateral value:
Apartment building - Nitra
Location:
Nitra - Mlynarce
Notarial record:
YES

Photogallery

kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK
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The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.