The client is an experienced developer with many years of experience in residential construction, particularly in the Prague and Breclav areas. In this capacity, he has demonstrated his ability to manage complex development projects from land acquisition to the successful sale of completed units. In addition to development, he owns and operates a technology company that focuses on software development, project management, data analytics, and the creation of mobile and web applications. His business activities are international in nature—he also operates in three German companies focused on consulting, HR services, and professional driver training. The subject of the collateral is a 2,680 m2 building plot in the picturesque village of Dobrejovice, located right on the Prague Ring Road. It is therefore a location that combines the tranquility of nature with perfect access to the city. Construction is not the purpose of the loan.
Building plots – Dobrejovice
- Property description: Building plots accessible via paved roads and fully connected to water, sewerage, electricity, and gas.
- Lien in the 1st order
- Value of the property as of date: CZK 21,000,000.00, January 17, 2025
- Location and surroundings: A municipality in the Central Bohemian Region, located in the Prague-East District. The municipality is located directly on the Prague Ring Road and thus has excellent access to the capital city. It has good civic amenities and rural tranquility.
- Technical condition of the property: Unused, with trees and grassy vegetation. No building permit has been issued (applied for in August 2024).
- Loan amount: CZK 16,600,000 (disbursed tranche: CZK 12,600,000)
Description of Real Estate Collateral
- Basic description of the property: Land plots designated for the construction of a residential building. The building plot is flat, with a slight slope towards the southeast.
- Lien in the 1st order.
- Value of the property as of date: CZK 49,000,000.00, October 10, 2025
- Location and surroundings: Pardubice is a regional capital with a dynamically developing economy, high-quality infrastructure, and a wide range of services, making it one of the most sought-after residential locations in Eastern Bohemia.
- Technical condition of the property: The land plots are currently in the process of obtaining a building permit. Once granted, they will be developed with the construction of a residential building.
- Basic description of the property: The plots are of irregular shape and generally level terrain with a gentle gradient, covering a total area of 6,534 m².
- Lien in the 1st order.
- Value of the property as of date: CZK 25,000,000.00, professional evaluation prepared on the basis of the appraisal dated 23 September 2025.
- Location and surroundings: Pardubice is a regional capital with a dynamically developing economy, high-quality infrastructure, and a wide range of services, making it one of the most sought-after residential locations in Eastern Bohemia.
- Technical condition of the property: The land plots are currently in the process of obtaining a building permit. Once granted, they will be developed with the construction of a residential building.