Family house Strancice (Prague - east)
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Invest in a secured loan

Family house Strancice (Prague - east)
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Strancice (Prague - east)

Yield

7.5% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 100,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

24 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

68.61%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


The client is an experienced developer operating primarily in the Prague and Břeclav areas, with a proven track record in residential construction. In addition to development, he owns and operates a technology company focused on software development, project management, data analysis, and the creation of mobile and web applications. The client's business activities extend beyond the borders of the Czech Republic – he also operates in three German companies in the fields of consulting, human resources services, and driver training. The subject of the collateral is a historic family house from the 1930s, which underwent partial reconstruction last year. It has three residential units with a total living area of over 400 m2 and an adjacent garden of 972 m2.

Description of Real Estate Collateral:

Rodinný dům – Strančice
  • Basic property description: A two-story, basement-level, detached building with a habitable attic. The house has three residential units with a 4+1 layout. The building is heated by a central gas boiler and has double wooden windows. The property is equipped to a high standard, including a solar power plant on the roof of the building and battery storage.
  • Value of the property as of the date: CZK 20,550,000.00, January 21, 2025
  • Lien in the 1st order.
  • Location and surroundings: A village in the Central Bohemian Region, southeast of the center of Prague. A picturesque village with a beautiful history, surrounding nature, and excellent access to the center of the capital, thanks to its proximity to the D1 motorway.
  • Technical condition of the property: The building, constructed in the 1930s, underwent partial renovation in 2024 (renovation of the roof, including thermal insulation in the attic and foundations of the house).
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 14,100,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 14,100,000
Repayment sources:
development and sales activities
Purpose of utilization:
refinancing of another loan and operating financing
Numerical designation of the loan
335
home

INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
CZK 20,550,000
Total collateral value:
Family house – Strančice
Location:
Strancice (Prague - east)
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.