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Residential Unit in Ostrava and commercial space
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Invest in a secured loan

Residential Unit in Ostrava and commercial space (2nd phase)
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Ostrava, Petrvald

Yield

7.018% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 1,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

23 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

41.82%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

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Get to know the project


The client has been active in real estate development for over 15 years and possesses in-depth knowledge of the property market. He began his career as a real estate agent, later leveraging the experience and expertise gained to establish his own business. Today, he manages a stable portfolio and collaborates with a proven execution team that has successfully completed numerous projects and built strong professional partnerships. The loan is secured by a renovated residential unit in Ostrava. Another secured property is a former cinema building located in Petřvald, near Ostrava Mošnov Airport. Following acquisition, the property is planned to undergo extensive renovation and conversion into apartment units, along with an extension aimed at increasing overall capacity and functional use. The project also envisions incorporating coworking space. The proximity to the airport presents significant potential for commercial utilization.

Loan amount provided: CZK 10,000,000.00 (CZK 8,000,000 disbursed)

Description of Real Estate Collateral:

Residential Unit in Ostrava
  • Basic description of the property: The apartment unit, with a 3+1 layout, is situated on the 3rd floor of a masonry residential building and offers a total floor area of 94.02 m².
  • Lien in the 1st order.
  • Value of the property as of date: CZK 3,130,000 as of March 17, 2025.
  • Location and surroundings: Ostrava offers excellent civic amenities — individual city districts feature schools, kindergartens, healthcare facilities, sports centers, shopping malls, and cultural institutions. In terms of transport accessibility, the city benefits from excellent connections to the D1 motorway, a dense public transportation network, and railway links.
  • Technical condition of the property: The apartment has undergone renovation. The unit was completely cleared out, the walls and floors were repaired and repainted, and a new kitchen unit was installed.

Cinema building in Petrvald
  • Basic description of the property: This commercial property was formerly used as a cinema. It is now slated for conversion into a modern apartment complex with a café that will also serve as a coworking space. The design includes a small lecture room, giving the project broader social and community-oriented potential. The total usable floor area is 776 m². The building plot covers 602 m², with an adjoining additional area of 1,410 m².
  • Lien in the 1st order.
  • Value of the property as of date: CZK 16,000,000 as of January 28, 2025.
  • Location and surroundings: Petrvald is located near Ostrava, approximately 17 km southwest of the city center. The area is home to the international airport Ostrava Mosnov.
  • Technical condition of the property: The property is intended for complete renovation.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan (or according to house sales)
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 10,000,000
OBJEM Z CELKOVÉ VÝŠE ÚVERU NABÍZENÝ K PARTICIPACI
CZK 6,280,000
Repayment sources:
rental and sale of individual units
Purpose of utilization:
acquisition of a former cinema building and its redevelopment
Numerical designation of the loan
330
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
CZK 19,130,000
Total collateral value:
residential unit in Ostrava and former cinema building in Petřvald
Location:
Ostrava, Petrvald
Notarial record:
YES

Photogallery

kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK
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The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.