Successfully
invested
Premium
Predboj (Prague-East) and Trnova
Yield
The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.
p.a. means per annum, i.e. yield calculated on an annual basis.
Example:
You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.
Min. investment
The minimum investment indicates the lowest possible amount that can be invested in the project.
Maturity
The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.
After this date, we will send the original invested amount to your account along with the last return.
LTV
LTV = Loan to Value
(translated as “loan to value”)
LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.
LTV calculation = loan amount / estimated market price × 100
The client has been active in land development and the execution of real estate projects since 1996. Over more than two decades of professional experience, he has successfully delivered a number of both residential and specialized projects, including land development in Kunratice, construction of family houses in Trnová, and a senior housing project.
As part of the current project, the client is developing an area in Předboj near Prague. To date, 18 villas have been built in the locality, with four remaining to be finalized and sold (mainly external works and interior finishing are pending). Only three of these villas are part of the current collateral, with the fourth expected to be sold soon. The client plans to continue developing the site with the construction of eight additional villas.
The current collateral consists of three completed family houses, a large plot with an existing building designated for demolition, and the planned construction of eight new villas. Building permit preparation for the new villas is currently underway. The client has long focused on the premium residential segment, which is further reflected in the additional collateral securing the loan—land plots in Trnová, where the client plans further development following the completion of the Předboj project.
The financing will be structured as a loan disbursed in tranches: the first tranche is intended to refinance the existing loan, subsequent tranches will fund the completion of interiors and landscaping of the finished villas, and later tranches will be used for the construction of the new homes.
Loan amount provided: CZK 140,000,000 (currently drawn: CZK 85,000,000)
Description of Real Estate Collateral
Land plots in Pardubice
Collateral value CZK 49,000,000
Land plots in Tyniste nad Orlici
Collateral value CZK 25,000,000
CALCULATOR
The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.
