Residential unit in Otice – Opava
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Invest in a secured loan

Residential unit in Otice – Opava
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Otice - Opava

Yield

7% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 1,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

24 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

49.23%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


The client is an experienced developer who has long focused on the construction and reconstruction of smaller properties, primarily family houses that are subsequently divided into individual residential units. His activities are mainly concentrated in the Moravian-Silesian Region, where he is currently working on several projects. The loan provided will be used for refinancing as well as for the completion of several ongoing developments. The collateral consists of a residential unit that forms part of a newly built two-storey family house, which is divided into a total of three independent residential units. The building is designed in a modern architectural style, shaped as a rectangular block, featuring a pitched gable roof and a shed dormer oriented to the west.

Description of Real Estate Collateral:

Residential unit in Otice – Opava
  • Basic property description: The residential unit has a 3-room layout with kitchenette, a floor area of 111 m², and is currently in the final stage of completion. The unit includes direct access to a garden terrace and two designated parking spaces.
  • Lien in the 1st order.
  • Value of the property as of the date: CZK 6,500,000, May 19, 2025.
  • Location and surroundings: Otice offers very good transport accessibility due to its proximity to Opava and major road routes, while also providing quality civic amenities including a school, kindergarten, medical center, and basic retail services.
  • Technical condition of the property: This is a newly built house, with the residential unit currently in the final stage of completion.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 3,200,000
OBJEM Z CELKOVÉ VÝŠE ÚVERU NABÍZENÝ K PARTICIPACI
CZK 3,200,000
Repayment sources:
sale of residential units
Purpose of utilization:
refinancing of the loan and development activity
Numerical designation of the loan
325
home

INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
CZK 6,500,000
Total collateral value:
residential unit in Otice – Opava
Location:
Otice - Opava
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.