Family house Melnik

Invest in a secured loan

Family house Melnik
marker

Melnik

Yield

6.96% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 10,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

24 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

59.78%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


The client has long focused on real estate trading, rental, and property management. He has extensive experience in the field and was involved in founding a company that managed more than 550 apartments. His past activities span a wide range of property types, from small residential units to large apartment complexes and rental buildings. The loan provided will be used to convert a family house in Mělník into three separate residential units and two apartments, to be completed in two phases. The property is an older terraced, partially basement brick house with a gable roof and partial shed roofing.

Description of Real Estate Collateral:

Family house Melnik
  • Basic property description: The property is an end-unit terraced, partially basement masonry family house. It is currently arranged as a single-family residence with a 3+1 layout and includes a garage, a summer kitchen, a workshop, and various ancillary spaces. The planned reconstruction will result in the creation of three residential units and two studios.
  • Lien in the 1st order.
  • Value of the property as of the date: CZK 9,200,000, April 15, 2025.
  • Location and surroundings: Melník offers excellent civic amenities, including schools, kindergartens, healthcare facilities, and a wide range of services. It also benefits from outstanding transport accessibility thanks to direct road connections and regular bus and train services to Prague and surrounding areas.
  • Technical condition of the property: The property is connected to the public water supply, sewage system, electricity grid, gas, and data networks. The building is suitable for renovation.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
2
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 5,500,000
OBJEM Z CELKOVÉ VÝŠE ÚVERU NABÍZENÝ K PARTICIPACI
CZK 5,500,000
Repayment sources:
income from business activities
Purpose of utilization:
renovation of a family house
Numerical designation of the loan
323
home

INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
CZK 9,200,000
Total collateral value:
family house Melnik
Location:
Melnik
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.