The client has been engaged in real estate development for a long time and owns a construction company specializing in residential projects. He primarily operates in Uherský Brod and Zlín, and is currently working on two main projects. One involves the construction of two family houses, which is nearing completion. The other focuses on the acquisition of land in Uherský Brod for the development of smaller apartment housing.
This is the third loan granted to the client, which he will use to finalize the financing and consolidation of building plots for the new project. On these plots, located on the southeastern edge of the city, he plans to construct rental apartment housing. The area is dynamically developing, with ongoing construction primarily consisting of family houses.
Description of real estate collateral:
Land plot in Uhersky Brod
- Basic property description: The land is located on the southeastern edge of the city, in an area with ongoing development, predominantly consisting of family houses. The total area of the plots is 908 m².
- Lien in the 2nd order (senior-ranking liens are held by Ronda Invest a.s.)
- Property value as of January 17, 2025: CZK 6,356,000.
- Location and surroundings: The land is easily accessible via an asphalt road, with the nearest bus stop located approximately 500 meters away.
- Technical condition of the property: The land is in a pre-building permit stage.
Adjacent plots
- Basic property description: Adjacent plots designated for future development of rental apartment housing, with a total area of 764 m².
- Lien in the 2nd order (senior-ranking liens are held by Ronda Invest a.s.)
- Property value as of August 16, 2024: CZK 5,348,000.
- Technical condition of the property: The set of plots is designated for the future development of residential buildings. The land is prepared for further development in accordance with the zoning plan.
Description of Real Estate Collateral
- Basic description of the property: Land plots designated for the construction of a residential building. The building plot is flat, with a slight slope towards the southeast.
- Lien in the 1st order.
- Value of the property as of date: CZK 49,000,000.00, October 10, 2025
- Location and surroundings: Pardubice is a regional capital with a dynamically developing economy, high-quality infrastructure, and a wide range of services, making it one of the most sought-after residential locations in Eastern Bohemia.
- Technical condition of the property: The land plots are currently in the process of obtaining a building permit. Once granted, they will be developed with the construction of a residential building.
- Basic description of the property: The plots are of irregular shape and generally level terrain with a gentle gradient, covering a total area of 6,534 m².
- Lien in the 1st order.
- Value of the property as of date: CZK 25,000,000.00, professional evaluation prepared on the basis of the appraisal dated 23 September 2025.
- Location and surroundings: Pardubice is a regional capital with a dynamically developing economy, high-quality infrastructure, and a wide range of services, making it one of the most sought-after residential locations in Eastern Bohemia.
- Technical condition of the property: The land plots are currently in the process of obtaining a building permit. Once granted, they will be developed with the construction of a residential building.