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Villa Prague - Lipence
Invest in a secured loan

Villa Prague - Lipence (3th phase)

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Prague - Lipence

Yield

6.75% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 25,000,000

Maturity

7 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

61.12%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

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Get to know the project


The investor has been active in the market for over 30 years and has extensive experience in real estate development, both domestically and internationally. As part of the acquisition, a detached villa built in 2000 was purchased, located on a large plot of land with a total area of over 4,100 m². The villa is in good technical condition and will undergo minor renovation. The client’s further intention is to develop the remaining part of the land by constructing four terraced family houses and one apartment building comprising 22 residential units and a commercial space. The overall concept is aimed at selling all units individually to end buyers. The project will be managed by an experienced external project manager in cooperation with verified construction contractors.

Description of Real Estate Collateral

01

Land in Řevnice

Collateral value CZK 18,600,000

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  • Basic property description: The collateral consists of two plots of land in Řevnice with a total area of 1,561 m², designated for the construction of two detached family houses based on a valid zoning decision.
  • Property value as of the valuation date: CZK 18,600,000, based on a valuation dated 22 July 2024.
  • First-ranking lien.
  • Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
  • Technical condition of the property: The plots are designated for the construction of two detached family houses based on a valid zoning decision.
02

Land in Hodyně

Collateral value CZK 105,552,860

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  • Basic property description: The collateral consists of fully serviced land plots with access roads, water connections, electricity and a sewerage system.
  • Property value as of the valuation date: CZK 105,552,860.00, based on a valuation dated 4 November 2024.
  • Second-ranking lien (the prior-ranking liens are held in favour of Ronda Invest a.s.).
  • Location and surroundings: Hodyně u Skuhrova is a peaceful village in the Beroun District, approximately 5 km southwest of Řevnice. It is situated in an attractive natural area on the border of the Bohemian Karst and the Brdy Highlands, offering a wide range of opportunities for hiking, cycling and everyday relaxation in nature. The surrounding area features several popular destinations, including Karlštejn Castle, the Koněprusy Caves and the Amerika quarries. The location retains a pleasant rural character while also providing access to civic amenities in nearby villages and towns. Hodyně is therefore a suitable choice for those seeking peaceful living close to nature with reasonable accessibility to Beroun and Prague.
  • Technical condition of the property: The land plots have received final approval, and the client holds a valid building permit for the construction of family houses, including utility connections and access roads.
03

Family House in Řevnice

Collateral value CZK 19,890,000

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  • Basic property description: This is a newly built family house in Řevnice with a 4+kk layout, situated on a 600 m² plot. The house comprises one basement level and one above-ground floor.
  • Property value as of the valuation date: CZK 19,890,000, based on a valuation dated 31 January 2025.
  • First-ranking lien.
  • Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
  • Technical condition of the property: The property is in the final stage of interior completion. A winter garden and sauna remain to be completed; otherwise, the house is fully finished and has received final occupancy approval.
04

Family House in Řevnice

Collateral value CZK 15,000,000

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  • Basic property description: A family house in Řevnice resembling a duplex apartment, with a 4+kk layout.
    Property value as of the valuation date: CZK 15,000,000, based on a valuation dated 31 January 2025.
  • First-ranking lien.
  • Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
  • Technical condition of the property: The house has a usable floor area of 176 m². The property also includes a cellar, a terrace, a 211 m² garden and two parking spaces.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 25,000,000
Volume from the total loan amount offered for participation
CZK 828,000
Repayment sources:
income from business and property rental
Purpose of utilization:
purchase of Property in Prague – Lipence
Numerical designation of the loan
310
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 40,900,000
Total collateral value:
Villa Prague – Lipence and adjacent land for development
Location:
Prague - Lipence
Notarial record:
YES
LTV
takes into account the amount to be released from the tranche upon verification of the construction progress
* LTV includes loans already provided and further financing granted to the group, including its additional collateral.
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.