This loan is intended to finance the construction of garages in Tábor. The project builds on a series of successful previous collaborations with the client, who has a long-standing focus on real estate investments, particularly the purchase, renovation, and subsequent rental or sale of residential units. The entire project is carried out under the guidance of an experienced investor who, in addition to smaller residential developments, is also involved in the preparation of larger real estate ventures. The land designated for construction is located in an attractive area with excellent accessibility and strong development potential. The loan will be disbursed in two phases, with the second tranche released upon the installation of the first ten garage units, which is expected to take place within approximately two months.
Description of real estate collateral:
Land in Tabor
- Basic property description: A land parcel with a total area of 7,046 m², located in the eastern part of the city of Tábor. The property consists of two sections: the main section designated for the construction of residential buildings, and a secondary section intended for the construction of garages.
- Lien in the 2nd order on a portion of the land designated for garage construction (with senior-ranking liens held by Ronda Invest a.s.).
- Lien in the 3rd order on a portion of the land designated for the construction of residential buildings (with senior-ranking liens held by Ronda Invest a.s.).
- Property value as of April 24, 2024: CZK 18,500,000 for the portion designated for residential development and CZK 1,600,000 for the portion of land designated for garage construction.
- Location and surroundings: Tábor – Měšice is a residential district within walking distance of the city center. The area offers full civic amenities, including schools, shops, and healthcare services.
- Technical condition of the property: The land is currently undeveloped, free of defects, and ready for project implementation. Installation of prefabricated garages on the site is scheduled to begin in the near future.
Description of Real Estate Collateral
- Basic property description: The collateral consists of two plots of land in Řevnice with a total area of 1,561 m², designated for the construction of two detached family houses based on a valid zoning decision.
- Property value as of the valuation date: CZK 18,600,000, based on a valuation dated 22 July 2024.
- First-ranking lien.
- Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
- Technical condition of the property: The plots are designated for the construction of two detached family houses based on a valid zoning decision.
- Basic property description: The collateral consists of fully serviced land plots with access roads, water connections, electricity and a sewerage system.
- Property value as of the valuation date: CZK 105,552,860.00, based on a valuation dated 4 November 2024.
- Second-ranking lien (the prior-ranking liens are held in favour of Ronda Invest a.s.).
- Location and surroundings: Hodyně u Skuhrova is a peaceful village in the Beroun District, approximately 5 km southwest of Řevnice. It is situated in an attractive natural area on the border of the Bohemian Karst and the Brdy Highlands, offering a wide range of opportunities for hiking, cycling and everyday relaxation in nature. The surrounding area features several popular destinations, including Karlštejn Castle, the Koněprusy Caves and the Amerika quarries. The location retains a pleasant rural character while also providing access to civic amenities in nearby villages and towns. Hodyně is therefore a suitable choice for those seeking peaceful living close to nature with reasonable accessibility to Beroun and Prague.
- Technical condition of the property: The land plots have received final approval, and the client holds a valid building permit for the construction of family houses, including utility connections and access roads.
- Basic property description: This is a newly built family house in Řevnice with a 4+kk layout, situated on a 600 m² plot. The house comprises one basement level and one above-ground floor.
- Property value as of the valuation date: CZK 19,890,000, based on a valuation dated 31 January 2025.
- First-ranking lien.
- Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
- Technical condition of the property: The property is in the final stage of interior completion. A winter garden and sauna remain to be completed; otherwise, the house is fully finished and has received final occupancy approval.
- Basic property description: A family house in Řevnice resembling a duplex apartment, with a 4+kk layout.
Property value as of the valuation date: CZK 15,000,000, based on a valuation dated 31 January 2025. - First-ranking lien.
- Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
- Technical condition of the property: The house has a usable floor area of 176 m². The property also includes a cellar, a terrace, a 211 m² garden and two parking spaces.