Family Houses Hviezdoslavov (3nd phase)

Hviezdoslavov (near Bratislava)

Yield

6.93% p.a.

Loan amount

EUR 1,650,000

Maturity

17 months

LTV

59.06%

You can no longer invest

Get to know the project

The client is an investor and developer with extensive experience in the development and construction of residential properties, including both family houses and apartment buildings. He primarily focuses on western Slovakia, where he has successfully completed several projects. Currently, he is working on developments in Hviezdoslavov (near Bratislava), Dunajská Streda, and Nitra. The financed project is located in Hviezdoslavov, where the client is constructing a total of 56 family houses. The project is being developed in multiple phases, with some properties already completed and sold, some retained for rental, and others still under construction. The collateral consists of eight semi-detached houses and one plot of land with an unfinished detached family house in Hviezdoslavov. These are single-story bungalows without basements. The approval process was completed in 2024. Each house features four rooms, a living area connected to the kitchen and dining room, a utility room, a bathroom, and a separate WC. Each property includes a terrace, fencing, and paved parking spaces. The collateral also includes an adjacent plot of approximately 600 m² with an unfinished detached family house.

Description of Real Estate Collateral

Land in Řevnice

Collateral value CZK 18,600,000

Basic property description: The collateral consists of two plots of land in Řevnice with a total area of 1,561 m², designated for the construction of two detached family houses based on a valid zoning decision.
Property value as of the valuation date: CZK 18,600,000, based on a valuation dated 22 July 2024.
First-ranking lien.
Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
Technical condition of the property: The plots are designated for the construction of two detached family houses based on a valid zoning decision.

Land in Hodyně

Collateral value CZK 105,552,860

Basic property description: The collateral consists of fully serviced land plots with access roads, water connections, electricity and a sewerage system.
Property value as of the valuation date: CZK 105,552,860.00, based on a valuation dated 4 November 2024.
Second-ranking lien (the prior-ranking liens are held in favour of Ronda Invest a.s.).
Location and surroundings: Hodyně u Skuhrova is a peaceful village in the Beroun District, approximately 5 km southwest of Řevnice. It is situated in an attractive natural area on the border of the Bohemian Karst and the Brdy Highlands, offering a wide range of opportunities for hiking, cycling and everyday relaxation in nature. The surrounding area features several popular destinations, including Karlštejn Castle, the Koněprusy Caves and the Amerika quarries. The location retains a pleasant rural character while also providing access to civic amenities in nearby villages and towns. Hodyně is therefore a suitable choice for those seeking peaceful living close to nature with reasonable accessibility to Beroun and Prague.
Technical condition of the property: The land plots have received final approval, and the client holds a valid building permit for the construction of family houses, including utility connections and access roads.

Family House in Řevnice

Collateral value CZK 19,890,000

Basic property description: This is a newly built family house in Řevnice with a 4+kk layout, situated on a 600 m² plot. The house comprises one basement level and one above-ground floor.
Property value as of the valuation date: CZK 19,890,000, based on a valuation dated 31 January 2025.
First-ranking lien.
Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
Technical condition of the property: The property is in the final stage of interior completion. A winter garden and sauna remain to be completed; otherwise, the house is fully finished and has received final occupancy approval.

Family House in Řevnice

Collateral value CZK 15,000,000

Basic property description: A family house in Řevnice resembling a duplex apartment, with a 4+kk layout.
Property value as of the valuation date: CZK 15,000,000, based on a valuation dated 31 January 2025.
First-ranking lien.
Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
Technical condition of the property: The house has a usable floor area of 176 m². The property also includes a cellar, a terrace, a 211 m² garden and two parking spaces.