The client has been granted a second loan. They are engaged in construction and development activities in Uherský Brod and its surroundings, focusing on smaller projects. The client owns a construction company equipped with its own machinery, including rollers, wheeled, and tracked excavators. They are also actively operating in Zlín, primarily in the construction of modern, energy-efficient family homes. Currently, they are developing two family houses in adjacent locations. The loan is intended for the purchase of land for the construction of an apartment building in Uherský Brod. The loan is secured by the client's land, with a total area of nearly 3,000 m². The surrounding area is predominantly used for family home construction.
Description of real estate collateral:
1. Land plot in Uherský Brod
- Basic property description: The land plot is located in the southeastern part of the city, in an area with ongoing development, primarily consisting of family homes. The total area of the land plots is 908 m².
- Lien in the 1st order
- Property value as of January 17, 2025: CZK 6,356,000.
- Location and surroundings: Uherský Brod has good transport accessibility – the land is accessible via an asphalt road, and a bus stop is located 500 meters away. Brno is approximately a 1.5-hour drive by car.
- Technical condition of the property: The land is designated for residential development in the urban planning scheme. The construction of an apartment building is planned on the site.
2. Land plot in Uherský Brod
- Basic property description: The total area of the land is 464 m². The location allows for connection to utility services. The land is part of a larger area of neighboring plots, where the client plans to construct two apartment buildings.
- Lien in the 1st order
- Property value as of August 16, 2024: CZK 3,248,000.
- Technical condition of the property: The land is designated for residential development in the urban planning scheme. The construction of an apartment building is planned on the site.
3. Land plot in Uherský Brod
- Basic property description: This is a land plot with an area of 1,579 m² in a developing area. Part of the area is fenced, part is paved, and part is grassed.
- Lien in the 2nd order (The previous liens are in favor of Ronda Invest a.s.)
- Property value as of August 14, 2024: CZK 9 160 000.
- Technical condition of the property: The land is designated for residential development in the urban planning scheme. The construction of five family homes is planned, specifically one triplex and one duplex.
Description of Real Estate Collateral
- Basic property description: The collateral consists of two plots of land in Řevnice with a total area of 1,561 m², designated for the construction of two detached family houses based on a valid zoning decision.
- Property value as of the valuation date: CZK 18,600,000, based on a valuation dated 22 July 2024.
- First-ranking lien.
- Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
- Technical condition of the property: The plots are designated for the construction of two detached family houses based on a valid zoning decision.
- Basic property description: The collateral consists of fully serviced land plots with access roads, water connections, electricity and a sewerage system.
- Property value as of the valuation date: CZK 105,552,860.00, based on a valuation dated 4 November 2024.
- Second-ranking lien (the prior-ranking liens are held in favour of Ronda Invest a.s.).
- Location and surroundings: Hodyně u Skuhrova is a peaceful village in the Beroun District, approximately 5 km southwest of Řevnice. It is situated in an attractive natural area on the border of the Bohemian Karst and the Brdy Highlands, offering a wide range of opportunities for hiking, cycling and everyday relaxation in nature. The surrounding area features several popular destinations, including Karlštejn Castle, the Koněprusy Caves and the Amerika quarries. The location retains a pleasant rural character while also providing access to civic amenities in nearby villages and towns. Hodyně is therefore a suitable choice for those seeking peaceful living close to nature with reasonable accessibility to Beroun and Prague.
- Technical condition of the property: The land plots have received final approval, and the client holds a valid building permit for the construction of family houses, including utility connections and access roads.
- Basic property description: This is a newly built family house in Řevnice with a 4+kk layout, situated on a 600 m² plot. The house comprises one basement level and one above-ground floor.
- Property value as of the valuation date: CZK 19,890,000, based on a valuation dated 31 January 2025.
- First-ranking lien.
- Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
- Technical condition of the property: The property is in the final stage of interior completion. A winter garden and sauna remain to be completed; otherwise, the house is fully finished and has received final occupancy approval.
- Basic property description: A family house in Řevnice resembling a duplex apartment, with a 4+kk layout.
Property value as of the valuation date: CZK 15,000,000, based on a valuation dated 31 January 2025. - First-ranking lien.
- Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
- Technical condition of the property: The house has a usable floor area of 176 m². The property also includes a cellar, a terrace, a 211 m² garden and two parking spaces.
Special Offer
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