The loan was provided to a group engaged in the development of residential real estate in Slovakia, where they have several similar projects underway. The group is an experienced developer that has completed several, primarily residential, projects in Slovakia. This is the first loan granted to this group.
The client used the loan to develop a residential project in Nitra, in collaboration with a Slovak bank. The primary source of income for the client to repay the loan is their extensive activity in property development and the sale of residential and commercial real estate. The land plots are located in a sought-after area with excellent access to Bratislava.
Description of the real estate collateral:
10 building plots for the construction of family houses in the village of Hamuliakovo.
- Lien in the 1st order
- Location and surroundings: The land plots are located in a newly developed area of the village of Hamuliakovo in the Bratislava Region, with excellent access to the capital city.
- Technical condition of the property: Serviced plots ready for the construction of family houses.
- Property value as of August 10, 2023: CZK 31,616,850 (the property value has been converted according to the exchange rate of the Czech National Bank on the loan disbursement date).
Description of Real Estate Collateral
- Basic property description: The collateral consists of two plots of land in Řevnice with a total area of 1,561 m², designated for the construction of two detached family houses based on a valid zoning decision.
- Property value as of the valuation date: CZK 18,600,000, based on a valuation dated 22 July 2024.
- First-ranking lien.
- Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
- Technical condition of the property: The plots are designated for the construction of two detached family houses based on a valid zoning decision.
- Basic property description: The collateral consists of fully serviced land plots with access roads, water connections, electricity and a sewerage system.
- Property value as of the valuation date: CZK 105,552,860.00, based on a valuation dated 4 November 2024.
- Second-ranking lien (the prior-ranking liens are held in favour of Ronda Invest a.s.).
- Location and surroundings: Hodyně u Skuhrova is a peaceful village in the Beroun District, approximately 5 km southwest of Řevnice. It is situated in an attractive natural area on the border of the Bohemian Karst and the Brdy Highlands, offering a wide range of opportunities for hiking, cycling and everyday relaxation in nature. The surrounding area features several popular destinations, including Karlštejn Castle, the Koněprusy Caves and the Amerika quarries. The location retains a pleasant rural character while also providing access to civic amenities in nearby villages and towns. Hodyně is therefore a suitable choice for those seeking peaceful living close to nature with reasonable accessibility to Beroun and Prague.
- Technical condition of the property: The land plots have received final approval, and the client holds a valid building permit for the construction of family houses, including utility connections and access roads.
- Basic property description: This is a newly built family house in Řevnice with a 4+kk layout, situated on a 600 m² plot. The house comprises one basement level and one above-ground floor.
- Property value as of the valuation date: CZK 19,890,000, based on a valuation dated 31 January 2025.
- First-ranking lien.
- Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
- Technical condition of the property: The property is in the final stage of interior completion. A winter garden and sauna remain to be completed; otherwise, the house is fully finished and has received final occupancy approval.
- Basic property description: A family house in Řevnice resembling a duplex apartment, with a 4+kk layout.
Property value as of the valuation date: CZK 15,000,000, based on a valuation dated 31 January 2025. - First-ranking lien.
- Location and surroundings: Řevnice is a sought-after town in the picturesque Berounka River valley, surrounded by the forests of the Brdy Highlands and the Bohemian Karst. It offers an attractive combination of peaceful living close to nature and good accessibility to Prague, both by car and by regular train services. The town provides standard civic amenities, including schools, shops, restaurants and sports facilities. The surrounding area is ideal for hiking, cycling and other leisure activities. Řevnice is therefore an attractive location both for family living and for those who wish to live outside the bustle of the capital while remaining within easy reach of Prague.
- Technical condition of the property: The house has a usable floor area of 176 m². The property also includes a cellar, a terrace, a 211 m² garden and two parking spaces.
EUR investment
CALCULATOR
