The client has extensive experience in real estate and development, with a specialization in building family houses, renovating residential units, and renting out office spaces. The collateral consists of land parcels totaling 3,822 m², located on the outskirts of the built-up area of Hradec nad Moravicí. The land is flat, and most of the parcels have a regular, almost rectangular shape, making them suitable for further construction or development projects. The project is currently in the building permit preparation phase. The strategic location of the land at the city’s edge provides easy access to local infrastructure while offering a peaceful environment, ideal for residential use.
Description of real estate collateral:
Land in Hradec nad Moravicí
- Basic property description: These are flat land parcels with a total area of 3,822 m², located on the outskirts of the built-up area of Hradec nad Moravicí. The land is designated for development, primarily for residential use within a mixed rural residential zone, according to the current zoning plan.
- Lien in the 1st order
- Property value as of October 07, 2024: CZK 9,000,000.
- Location and surroundings: Hradec nad Moravicí is situated in a picturesque landscape at the foothills of the Nízký Jeseník mountains, surrounded by forests and historical landmarks, making it an attractive location for peaceful living as well as recreational activities.
- Technical condition of the property: The land is in the process of preparing the building permit.
Description of Real Estate Collateral
- Basic Property Description: The property is a family house located in Hořovice, which the client acquired through a public state auction. The house is currently in its original condition and is awaiting renovation.
- Property Value as of: CZK 6,300,000, according to a valuation dated 9 October 2025.
- First-ranking mortgage lien
- Location and Surroundings: Basic amenities are within walking distance, and a bus stop is located approximately 200 metres from the property.
- Technical Condition of the Property: The family house is currently vacant. A comprehensive renovation of the property is planned, followed by its conversion into several compact residential units.
- Basic Property Description:
- Property Value as of:
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings:
- Technical Condition of the Property:
- Basic Property Description: A residential building located in the centre of Hořovice comprising 12 compact residential units.
- Property Value as of: CZK 18,800,000, according to a valuation dated 13 February 2024.
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings: Basic amenities are within walking distance, and a bus stop is located approximately 200 metres from the property.
- Technical Condition of the Property: The residential units are equipped with modern features, including remote-controlled heating.
- Basic Property Description: A residential building comprising two above-ground floors, two building wings, a converted attic, and a partial basement.
- Property Value as of: CZK 23,641,186, according to a valuation dated 29 April 2025.
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings: Roudnice nad Labem is a smaller town within commuting distance of Prague, offering a direct railway connection to the capital and convenient access to the D8 motorway.
- Technical Condition of the Property: The property is currently undergoing renovation, primarily of the first (front) building wing, and is approximately 20% complete. Upon completion, the building will comprise 22 rental apartments with a total usable floor area of 1,154 m².