The client to whom we are providing the loan is highly knowledgeable in the real estate market and an experienced entrepreneur. This is the third loan RI has financed for him. All previous loans have been repaid without any issues, reflecting the reliability of our client and the quality of our valued partnership. The current loan is secured by a residential unit in Prague-Braník. The apartment building in which this unit is located has undergone gradual revitalization, including modernization of common areas and elevators. Additionally, the roof, facade (with insulation), and windows have been replaced. These investments not only increase the property’s value but also enhance its comfort and energy efficiency.
Description of real estate collateral:
Residential unit in Prague 4 - Branik
- ZBasic property description: A 3-bedroom apartment located on the 12th floor of a residential building.
- Lien in the 1st order
- Property value as of October 14, 2022: CZK 6,300,000 (the property value has increased since October 2022).
- Technical condition of the property: The apartment is in good technical condition, with partial modernization over the years, including bathroom updates (tiles, new shower, flooring) and new floor coverings throughout the apartment. No major renovations or modernizations have been done. The residential building housing the apartment is undergoing ongoing revitalization.
Description of Real Estate Collateral
- Basic Property Description: The property is a family house located in Hořovice, which the client acquired through a public state auction. The house is currently in its original condition and is awaiting renovation.
- Property Value as of: CZK 6,300,000, according to a valuation dated 9 October 2025.
- First-ranking mortgage lien
- Location and Surroundings: Basic amenities are within walking distance, and a bus stop is located approximately 200 metres from the property.
- Technical Condition of the Property: The family house is currently vacant. A comprehensive renovation of the property is planned, followed by its conversion into several compact residential units.
- Basic Property Description:
- Property Value as of:
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings:
- Technical Condition of the Property:
- Basic Property Description: A residential building located in the centre of Hořovice comprising 12 compact residential units.
- Property Value as of: CZK 18,800,000, according to a valuation dated 13 February 2024.
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings: Basic amenities are within walking distance, and a bus stop is located approximately 200 metres from the property.
- Technical Condition of the Property: The residential units are equipped with modern features, including remote-controlled heating.
- Basic Property Description: A residential building comprising two above-ground floors, two building wings, a converted attic, and a partial basement.
- Property Value as of: CZK 23,641,186, according to a valuation dated 29 April 2025.
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings: Roudnice nad Labem is a smaller town within commuting distance of Prague, offering a direct railway connection to the capital and convenient access to the D8 motorway.
- Technical Condition of the Property: The property is currently undergoing renovation, primarily of the first (front) building wing, and is approximately 20% complete. Upon completion, the building will comprise 22 rental apartments with a total usable floor area of 1,154 m².
Special Offer
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