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Residential building - Kostelec nad Labem
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Invest in a secured loan

Residential building - Kostelec nad Labem (9th phase)

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Kostelec nad Labem

Yield

7.2% p.a.
info

The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 6,500,000

Maturity

6 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

34.26%
info

LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Max. investice

CZK 50,000
info

You can no longer invest

Get to know the project


The loan was granted to the client for the purpose of the complete reconstruction of a residential building in Kostelec nad Labem, which was purchased by the client in cooperation with RONDA INVEST (the client was granted a previous loan for this purpose). The total loan framework, which will be gradually drawn down in tranches as the reconstruction progresses, amounts to CZK 11 million. Each tranche of the loan will be disbursed after the previous tranche has been verified (i.e. after assurance that the funds disbursed have materialized in the building and its appreciation has taken place). The reconstruction will result in modern housing in a historic house located on the central square in Kostelec nad Labem, which offers the tranquility of a smaller town with good accessibility to Prague. Based on the last inspection, the reconstruction process has shown considerable progress.

Description of the real collateral:

Residential building in Kostelec nad Labem
  • Lien in the 1st order
  • Basic property description: the loan is secured by an apartment building that was built between 1905 and 1906. The house was listed in 2004 as an immovable cultural monument. The building is built of brick, fully basemented, has two floors and a previously unused attic space. Together with the planned reconstruction, 9 residential units (8× 2+kk, 1× 3+kk) will be created in the apartment house.
  • Location and surroundings: The property is located in the historical centre of the town, which has been a city conservation area since 2003. In the town there is a wide range of civic amenities available, in close proximity to the house there is a town hall, school, shops, restaurants and other establishments. Public transport accessibility is provided by suburban bus lines and rail.
  • Technical condition of the property: The property is undergoing complete renovation.

Description of Real Estate Collateral

01

Family House Hořovice

Collateral value CZK 6 300 000

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  • Basic Property Description: The property is a family house located in Hořovice, which the client acquired through a public state auction. The house is currently in its original condition and is awaiting renovation.
  • Property Value as of: CZK 6,300,000, according to a valuation dated 9 October 2025.
  • First-ranking mortgage lien
  • Location and Surroundings: Basic amenities are within walking distance, and a bus stop is located approximately 200 metres from the property.
  • Technical Condition of the Property: The family house is currently vacant. A comprehensive renovation of the property is planned, followed by its conversion into several compact residential units.
02

Residential Building in Příbram

Collateral value CZK 7 387 717

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  • Basic Property Description:
  • Property Value as of:
  • Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
  • Location and Surroundings:
  • Technical Condition of the Property:
03

Residential Building in Hořovice

Collateral value CZK 18 800 00

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  • Basic Property Description: A residential building located in the centre of Hořovice comprising 12 compact residential units.
  • Property Value as of: CZK 18,800,000, according to a valuation dated 13 February 2024.
  • Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
  • Location and Surroundings: Basic amenities are within walking distance, and a bus stop is located approximately 200 metres from the property.
  • Technical Condition of the Property: The residential units are equipped with modern features, including remote-controlled heating.
04

Residential Building in Roudnice nad Labem

Collateral value CZK : 23,64,186,

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  • Basic Property Description: A residential building comprising two above-ground floors, two building wings, a converted attic, and a partial basement.
  • Property Value as of: CZK 23,641,186, according to a valuation dated 29 April 2025.
  • Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
  • Location and Surroundings: Roudnice nad Labem is a smaller town within commuting distance of Prague, offering a direct railway connection to the capital and convenient access to the D8 motorway.
  • Technical Condition of the Property: The property is currently undergoing renovation, primarily of the first (front) building wing, and is approximately 20% complete. Upon completion, the building will comprise 22 rental apartments with a total usable floor area of 1,154 m².
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
2
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 6,500,000
Volume from the total loan amount offered for participation
CZK 1,249,000
Repayment sources:
refinancing by the bank
Purpose of utilization:
refinancing of the company's liabilities
Numerical designation of the loan
161
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 18,970,140
Total collateral value:
apartment house Kostelec nad Labem
Location:
Kostelec nad Labem
Notarial record:
YES

Photogallery

kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK
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The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.