This is a repeat business with a client who is involved in real estate investments and the execution of smaller development projects. The client carries out several land projects (preparing land for individual construction) in Kladno, and also undertakes the revitalization of a wide range of properties in Belč (Kladno district). The client engages in various activities—from business operations and providing tax and financial advisory services to implementing smaller development projects. These diverse activities will serve as sources for loan repayment.
Description of real estate collateral:
Lands Kladno - Motycin
- Basic description of the property: The land is designated by the zoning plan for individual residential use, with plans to build 18 terraced family houses on the plots. The total area of the land is 4,912 m².
- Property value as of the date: 18,700,000.00 CZK, estimated on 13 August 2024.
- Technical condition of the property: The plots are designated for individual family housing development. The plots are accessible from a public road.
Family house with two residential units in Belč
- Basic description of the property: The building with two residential units, where on the ground floor there is a unit with a diposition of 4 + 1 and in the attic with the second with a diposition of 3 + 1. The total usable area of the building is about 270 m2.
- Lien in the 1st order
- Property value as of the date: 7,600,000.00 CZK, as of August 13,2024.
- Location and surroundings: Belec (Kladno district), which is about half an hour drive from Kladno. The building is part of the former sawmill complex, which is undergoing a total transformation.
- Technical condition of the property: The building is just before the completion of the reconstruction.
Lands in Kladno
- Basic description of the property: Land in the outskirts of the city, the total area is 9 045 m2 and the subject land is designated for 7 end parcels. The plots are connected to the first two phases of the project.
- Lien in the 3rd order (liens in earlier order are in favour of Ronda Invest a.s.)
- Property value as of the date: 15,400,000 CZK, as of October 12,2021.
- Technical condition of the property: Land before obtaining planning permission.
Description of Real Estate Collateral
- Basic description of the property: Land plots designated for the construction of a residential building. The building plot is flat, with a slight slope towards the southeast.
- Lien in the 1st order.
- Value of the property as of date: CZK 49,000,000.00, October 10, 2025
- Location and surroundings: Pardubice is a regional capital with a dynamically developing economy, high-quality infrastructure, and a wide range of services, making it one of the most sought-after residential locations in Eastern Bohemia.
- Technical condition of the property: The land plots are currently in the process of obtaining a building permit. Once granted, they will be developed with the construction of a residential building.
- Basic description of the property: The plots are of irregular shape and generally level terrain with a gentle gradient, covering a total area of 6,534 m².
- Lien in the 1st order.
- Value of the property as of date: CZK 25,000,000.00, professional evaluation prepared on the basis of the appraisal dated 23 September 2025.
- Location and surroundings: Pardubice is a regional capital with a dynamically developing economy, high-quality infrastructure, and a wide range of services, making it one of the most sought-after residential locations in Eastern Bohemia.
- Technical condition of the property: The land plots are currently in the process of obtaining a building permit. Once granted, they will be developed with the construction of a residential building.