Lands - Kladno-Motycin
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Invest in a secured loan

Lands - Kladno-Motycin (2nd phase)
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Kladno - Motycin

Yield

8.064% p.a.
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

Min. investment

CZK 100,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

35 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

58.03%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


This is a repeat business with a client who is involved in real estate investments and the execution of smaller development projects. The client carries out several land projects (preparing land for individual construction) in Kladno, and also undertakes the revitalization of a wide range of properties in Belč (Kladno district). The client engages in various activities—from business operations and providing tax and financial advisory services to implementing smaller development projects. These diverse activities will serve as sources for loan repayment.

Description of real estate collateral:

Lands Kladno - Motycin
  • Basic description of the property: The land is designated by the zoning plan for individual residential use, with plans to build 18 terraced family houses on the plots. The total area of the land is 4,912 m².
  • Property value as of the date: 18,700,000.00 CZK, estimated on 13 August 2024.
  • Technical condition of the property: The plots are designated for individual family housing development. The plots are accessible from a public road.

Family house with two residential units in Belč
  • Basic description of the property: The building with two residential units, where on the ground floor there is a unit with a diposition of 4 + 1 and in the attic with the second with a diposition of 3 + 1. The total usable area of the building is about 270 m2.
  • Lien in the 1st order
  • Property value as of the date: 7,600,000.00 CZK, as of August 13,2024.
  • Location and surroundings: Belec (Kladno district), which is about half an hour drive from Kladno. The building is part of the former sawmill complex, which is undergoing a total transformation.
  • Technical condition of the property: The building is just before the completion of the reconstruction.

Lands in Kladno
  • Basic description of the property: Land in the outskirts of the city, the total area is 9 045 m2 and the subject land is designated for 7 end parcels. The plots are connected to the first two phases of the project.
  • Lien in the 3rd order (liens in earlier order are in favour of Ronda Invest a.s.)
  • Property value as of the date: 15,400,000 CZK, as of October 12,2021.
  • Technical condition of the property: Land before obtaining planning permission.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
3
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 15,000,000
Repayment sources:
business, consulting and investment activities. Furthermore, sale of plots of land to individual interested parties
Purpose of utilization:
refinancing of own funds and investment and construction activities
Numerical designation of the loan
275
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
CZK 41,700,000
Total collateral value:
Lands Kladno - Motycin, family house in Belec
Location:
Kladno - Motycin
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.