Family houses - Ostrava
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Invest in a secured loan

Family houses - Ostrava (7th phase)
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Ostrava

Yield

7.788% p.a.
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

Min. investment

CZK 1,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

19 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

52.57%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


The loan was granted to the client for the construction of four semi-detached houses on the outskirts of Ostrava. The client is an experienced developer who has already completed several similar projects in the area. This marks the second loan provided to the client by RONDA INVEST, with the first being repaid on time and without any issues. The source of repayment of the loan will be the sale of the houses in question and other activities of the client. These include, in particular, real estate and development activities – rental of several apartment houses and implementation of another project in the Central Bohemia region. Currently, the second tranche of the loan has been drawn down and the rough construction of all eight houses has been almost completed, with construction work proceeding very quickly.

Description of Real Estate Collateral:

Construction of family houses in Ostrava
  • Basic description of the property: The new family houses will be located in the outskirts of Ostrava, in the local part of Muglinov, in an existing development of family houses. Each family house will have a usable area of approx. 125m2 and a plot of approx. 450 m2.
  • Lien in the 1st order.
  • Value of the property as of date: 45 656 660,00 CZK as of August 09, 2024.
  • Location and surroundings: Ostrava Muglinov, outskirts of the regional town with existing family housing.
  • Technical condition of the property: project under construction, preparatory construction works have started.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan (or according to house sales)
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 40,000,000
Repayment sources:
sale of houses under construction, resources within the client group
Purpose of utilization:
construction of family houses
Numerical designation of the loan
257
home

INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
CZK 45,656,660
Total collateral value:
development project in Ostrava
Location:
Ostrava
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.