The loan was granted to a group engaged in the development of residential real estate in the Dolni Brezany area. The client has several projects in progress in this area and is using this loan to complete the construction of a highly superior semi-detached house, which will subsequently be divided into several residential units. Construction work is ongoing
The client is a successful developer with years of experience in building mainly detached houses and apartment units. Projects are built to a high standard, and the quality of the developer's projects is reflected in its long and successful cooperation with RONDA INVEST.
Income from the client's development activities, together with the client's own resources, will form the main sources of repayment of the loan. Repayment of the loan will be made by refinancing with a long-term bank loan after the completion of the construction, as the client plans to subsequently rent out the properties in question.
Description of real estate collateral:
Under construction semi-detached house in the cadastral area Dolni Brezany
- Lien in the 3rd order (all liens in the previous order are in favour of RONDA INVEST).
- Collateral values: CZK 97,509,106 as of February 9, 2024
- Location and surroundings: The village of Dolni Brezany is located in the Central Bohemian Region, in the Prague-West district, about 1 km south of the Prague border.
- Technical condition of the property: The under-construction development project.
Description of Real Estate Collateral
- Basic Property Description: The property is a family house located in Hořovice, which the client acquired through a public state auction. The house is currently in its original condition and is awaiting renovation.
- Property Value as of: CZK 6,300,000, according to a valuation dated 9 October 2025.
- First-ranking mortgage lien
- Location and Surroundings: Basic amenities are within walking distance, and a bus stop is located approximately 200 metres from the property.
- Technical Condition of the Property: The family house is currently vacant. A comprehensive renovation of the property is planned, followed by its conversion into several compact residential units.
- Basic Property Description:
- Property Value as of:
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings:
- Technical Condition of the Property:
- Basic Property Description: A residential building located in the centre of Hořovice comprising 12 compact residential units.
- Property Value as of: CZK 18,800,000, according to a valuation dated 13 February 2024.
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings: Basic amenities are within walking distance, and a bus stop is located approximately 200 metres from the property.
- Technical Condition of the Property: The residential units are equipped with modern features, including remote-controlled heating.
- Basic Property Description: A residential building comprising two above-ground floors, two building wings, a converted attic, and a partial basement.
- Property Value as of: CZK 23,641,186, according to a valuation dated 29 April 2025.
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings: Roudnice nad Labem is a smaller town within commuting distance of Prague, offering a direct railway connection to the capital and convenient access to the D8 motorway.
- Technical Condition of the Property: The property is currently undergoing renovation, primarily of the first (front) building wing, and is approximately 20% complete. Upon completion, the building will comprise 22 rental apartments with a total usable floor area of 1,154 m².