Villa – Predboj – Prague-East

Invest in a secured loan

Villa – Predboj – Prague-East
marker

Roudnice nad Labem

Yield

6.594% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 10,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

9 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

69.77%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


The client has been active in land development and real estate projects since 1996. Over the course of his career, he has successfully completed numerous projects, including land development in Kunratice, residential housing in Trnová, and specialized senior living projects. He has also completed the first phase of a development in Předboj. The loan is provided in parallel with additional financing granted to the client for the purpose of refinancing existing obligations and continuing development in the Předboj area, where he is finalizing the construction of three high-end villas and planning to build eight more family houses. The financing has been structured in stages due to the anticipated early sale of one of the houses, which serves as loan collateral. The loan is secured by a detached family house located in the village of Předboj, within a modern residential area of newly built homes. It is a two-story, non-basement house with a 6+1 layout and a pitched roof, built in 2022. The location offers excellent access to Prague, enhancing its appeal to both future residents and investors.

Description of Real Estate Collateral:

Villa in Predboj – Prague-East
  • Basic property description: The villa is located in the village of Předboj, within a modern residential area of newly built homes. It is a detached house with a 6+1 layout and a pitched roof.
  • Lien in the 1st order.
  • Value of the property as of the date: CZK 21,500,000, determined by internal assessment based on an earlier valuation.
  • Location and surroundings: The house is located in an easily accessible area near Prague.
  • Technical condition of the property: The house is considered a new build, completed in 2022. It is a two-story, non-basement structure with a pitched roof.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 15,000,000
OBJEM Z CELKOVÉ VÝŠE ÚVERU NABÍZENÝ K PARTICIPACI
CZK 15,000,000
Repayment sources:
sale of real estate
Purpose of utilization:
refinancing of the loan
Numerical designation of the loan
319
home

INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
CZK 21,500,000
Total collateral value:
Villa in Predboj
Location:
Roudnice nad Labem
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.